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Zobrist put on DL, Rays promote INF Figueroa

By WTOP Staff

JOE RESNICK
Associated Press

ANAHEIM, Calif. (AP) — The Tampa Bay Rays put switch-hitting second baseman Ben Zobrist on the 15-day disabled list Thursday because of a dislocated left thumb.

“Right now, we’re just doing treatment and we’ve got to let the inflammation get down,” Zobrist said before the Rays began a four-game series with the Los Angeles Angels. “As far as everything else, I can throw, I can do exercises and I can run, so I can keep my body in complete shape — outside of swinging and catching balls.

“So once it starts feeling good enough, I’ll be able to be able to hit left-handed first. Catching the ball will probably be the last thing.”

Zobrist was injured on a headfirst slide while trying to steal second base in Wednesday’s 2-0 victory at Seattle.

“I knew it was dislocated when I looked at it,” he said. “But I was definitely relieved that it wasn’t broken, too.”

The headfirst slide is a part of Zobrist’s game, and something he plans to continue when he returns to the lineup.

“I’ve slid headfirst a whole lot in my career,” said Zobrist, who turns 33 in less than two weeks. “And every time I’ve slid normally headfirst, I’ve been safe — not safe on the play, mind you — but as far as not getting hurt. The only two times I’ve tried to avoid a tag diving headfirst are the two times I’ve hurt myself. So for me, it’s not a matter of sliding headfirst. It’s a matter of trying to do something crazy while you’re sliding headfirst.”

Zobrist played in a career-high 157 games last season, becoming the first player in franchise history to appear in 150 or more games in five consecutive years. The nine-year veteran and two-time All-Star is batting .260 with three homers and nine RBIs for the Rays, who came to Anaheim last in the A.L. East — but just 3½ games out of first.

“This guy is a regular part of our heartbeat,” manager Joe Maddon said. “He’s the guy that puts you back into a normal rhythm a lot of times, so it’s no fun. But we’ve had to go through these moments before — and some of our best years we had to go through a lot of adversity early with injuries. The fact that nobody’s running away with the division while we’re going through our maladies is a good thing.”

The Rays selected the contract of Cole Figueroa from Triple-A Durham. The 26-year-old infielder was hitting .299 with three homers and 16 RBIs at Durham. This is his seventh season in professional ball and his first trip to the big leagues.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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