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D.C. acknowledges millennial boom with week of events

WASHINGTON — It’s hard to turn a city corner, flip on the news or open a web browser without hearing about the m-word: millennials. And Alexandria, Va., resident Natalie Moss wants to talk about the subject even more.

Moss is the founder of Millennial Week, an inaugural event in D.C. that plans to explore and celebrate millennials’ impact on society and culture.

The reason to launch Millennial Week was obvious for Moss, 34.

“You’re looking at the generation that’s now moving into more of a position of leadership in this nation,” she says. “And it’s the largest generation alive.”

The Millennial Generation and its Impact on D.C.

The millennial generation, which totals 95 million, embodies those born between 1978 and 2000, according to Generation WE. The generation is larger than the baby boom generation by 17 million. And over the past six years, the District has become the country’s millennial magnet.

The D.C. area saw an average annual gain of 12,583 people ages 25 to 34 between 2010 and 2012, The Wall Street Journal reports. The city’s millennial population growth made it the most popular for the generation, followed by Denver and Portland, The Atlantic reports.

Moss and other researchers say the D.C. millennial migration had a lot to do with the 2008 election.

“You had 66 percent of people between the ages of 18 and 29 that voted for Barack Obama, and so I think that definitely drew people to Washington, D.C.,” Moss says.

But just as D.C. is not all politics, neither is the uptick in the city’s young population. Moss says a lot of it has to do with the economic growth of the region.

“Post-recession, you see D.C. thriving in ways that other areas of the country are not. I think it’s just a really neat fusion of reasons why you’ve seen a lot of millennials flock here.”

Millennial Week, June 2-8

Moss, who has a Ph.D in cell and molecular biology, says now is the time to open up a dialogue about what inspires, shapes and drives the city’s millennial population.

“It’s smart to try to focus on this generation,” she says.

Over the past 10 months, she’s been planning events that hit every topic — from politics, to entrepreneurship, philanthropy and food — when she wasn’t at her full-time job in intellectual property.

“That’s so very millennial of me,” she says.


What to Expect Millennial Week

What: Millennial Week Opening Reception
When: June 2, 2014; 7 to 9 p.m.
Where: Pepco Edison Place Gallery, 702 8th St. NW

Millennial Week will kick-off with a reception recognizing the millennials who have made strides in entrepreneurship and innovation, politics, social good and arts and culture.

What: Millennial Political Town Hall
When: June 3, 2014; 6:30 to 9:30 p.m.
Where: The Washington Post, 1150 15th St. NW #4

With moderator Clinton Yates, a panel of local political experts (who are millennials, of course) will discuss the influence of millennials on the current political climate.

What: Entrepreneur’s Forum
When: June 4, 2014; 6:30 to 9:30 p.m.
Where: 1776, 1133 15th St. NW

This networking event at 1776 will include a discussion, moderated by Justin Harrison, on D.C.’s startup and investment community and opportunities.

What: Millennial Made
When: June 5, 2014; 6:30 to 8:30 p.m.
Where: The Wonderbread Factory, 641 S St. NW

This rooftop event will focus on the millennial food culture of D.C. The night will feature wines paired with live chef stations manned by Union Kitchen entrepreneurs.

What: Millennial Day of Service
When: June 7, 2014; 10 a.m. to 1 p.m.

Hosted by Capital Cause, the day of service will allow some of D.C.’s millennials to have an impact on the city’s middle schoolers through leaning activities and painting at Johnson Middle School and Kelly Miller Middle School.

What: Innovator’s Brunch
When: June 8, 2014; 11 a.m. to 2 p.m.
Where: City Club of Washington, 555 13th St. NW

This closing event serves as a networking brunch with brief talks from millennial-generation entrepreneurs.

What is Millennial Week? Watch the Video:

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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