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Clinton: No deal better than ‘bad deal’ with Iran

WASHINGTON (AP) — Former Secretary of State Hillary Rodham Clinton said Wednesday she was “personally skeptical” that Iran would agree to a comprehensive deal to remove its nuclear weapon capabilities but said the Obama administration faced a promising opportunity that required it to “give diplomacy space to work.”

Clinton told the American Jewish Committee that American negotiators needed to be “tough” and “clear-eyed” as they conduct nuclear talks but said the ongoing talks in Vienna between six world powers and Iran represented an opportunity to reduce Iran’s potential nuclear weapons-making ability. The talks are being conducted ahead of a July 20 target date for a deal.

“To get there we will have to be tough, clear-eyed and ready to walk away and increase the pressure if need be. No deal is better than a bad deal,” Clinton said, adding that any agreement that endangers U.S. or Israeli national security should be rejected.

But Clinton called it a “promising development and we need to test it to see what can be achieved. This is a time to give diplomacy space to work. If it does not, there will be opportunities to put in place additional sanctions in the future.”

As she considers a potential 2016 presidential campaign, Clinton’s speech to the prominent Jewish organization represented one of her most vigorous defenses of her tenure at the State Department and highlighted her work to rein in Iran’s nuclear ambitions and promote peace between Israel and the Palestinians.

At a separate, evening forum at the World Bank to discuss gender equality, Clinton again pointed to her work to increase opportunities for women and girls around the world during her time at the State Department. A longtime women’s rights champion, that piece of Clinton’s biography is likely to play a prominent role should she decide to make a 2016 bid.

“I think of it as the glass half full,” Clinton said of women’s rights.

“I am increasingly impatient with leaders who willfully ignore the injustice that accompanies the subjugation of women and the upside of change for them and their societies. … Be impatient. Don’t be discouraged.”

Sitting on stage with Clinton, World Bank President Jim Yong Kim noted he had flown to Washington that morning after spending time with German Chancellor Angela Merkel.

“Women are now — and will continue to become — heads of state of some of the most powerful countries in the world,” Kim said to sustained applause. “As the token male on the panel, I just want to send a message a message to my fellow males in the world, that we should not be afraid of a future of greater gender equality.”

Clinton is preparing for a high-profile tour next month to promote her upcoming book, “Hard Choices,” and expects to help Democrats later this year before mid-term elections. Republicans have questioned Clinton’s record as America’s top diplomat and have made clear that they intend to try to turn her foreign policy decisions into political liabilities if she runs for president again.

The former first lady did not address speculation about her health that emerged when GOP strategist Karl Rove suggested she may have suffered serious health problems following a fall, a concussion and a blood clot at the end of her tenure in the Obama administration. A few blocks away, former President Bill Clinton vouched for his wife’s health, telling an interviewer that “she’s in better shape than I am.”

Mrs. Clinton presented her time at the State Department as collaboration with President Barack Obama, citing their work to prevent Iran’s ability to develop nuclear weapons as an example. She said at the start of the administration, the White House faced the challenge of a rising Iran and allied militants in the Middle East threatening Israel.

“Faced with this inheritance, President Obama and I knew we had a hard choice: keep reading from the same old playbook, politically safe but practically unsustainable; or tear up the old playbook and devise a new strategy.” She said the combination of pressure and engagement with Iran forced the country to the negotiating table, where the talks are at a “crucial juncture.”

Turning to Israel, Clinton offered a firm defense of Israel but said “hard choices” would be necessary to “achieve a just and lasting peace” between Israel and the Palestinians following the recent failure of the latest round of U.S.-backed Mideast peace talks.

Clinton said there was no “great mystery” about what a final peace agreement might look like between Israel and the Palestinians but “the challenge remains the mobilizing the political will on both sides to make those decisions.”

She noted the recent firing of missiles at Israeli troops by militants in the Gaza Strip and warned that the Islamic militant group Hamas must reject violence and accept Israel’s right to exist.

“If Hamas refuses to take these basic steps toward peace and legitimacy then they will remain a pariah,” she said.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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