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Boy survives 11-story fall from Minnesota building

MINNEAPOLIS (AP) — A young boy who survived an 11-story fall from a Minneapolis high-rise has been dubbed “the miracle baby” and was recovering in a hospital Wednesday.

Fifteen-month-old Musa Dayib suffered a broken spine and ribs as well as a concussion and a punctured lung. Musa’s relatives believe he slipped through the railing of his family’s apartment balcony Sunday evening.

The boy was in critical but stable condition Wednesday, Hennepin County Medical Center spokeswoman Christine Hill said.

Dr. Tina Slusher of the hospital’s pediatric intensive care unit told the Star Tribune that Musa landed on a small patch of mulch.

“If you and I fell that far, we would be dead,” Slusher said. “He’s a kid. So they tend to be more flexible and pliable than you and I would be. Having said that, it’s a real gift from God that he made it because this is a huge fall.”

A group of Somali-Americans who live in the area quickly gathered as emergency workers treated the boy and an ambulance took him to the hospital, said community activist Abdirizak Bihi.

“When people found out he survived, no one could believe it,” Bihi said.

Bihi said the child’s mother was running errands while his father watched the boy and his 3-year-old sister. The father had gone briefly into another room when the boy fell, Bihi said.

In a statement released by hospital officials, the parents said they were thankful for the “continued prayers for Musa and his family at this time.”

The owner of the apartment building met with community members to discuss measures to keep children safe.

At a tenants’ meeting Tuesday night, Riverside Plaza owner George Sherman said maintenance staff will close off balcony doors for any tenant who asks, according to Minnesota Public Radio News.

“For residents who would like to have a mechanism to block their patio doors from being opened, we will provide that accommodation, (we) have in the past, and will continue to provide that at no charge for the residents,” Sherman said.

Sherman said he’s also checking to see what sort of permanent childproof locks are allowed under the fire code.

The balcony meets requirements under city building codes. The vertical rods under the railing are 5 ½ inches apart, a larger space than today’s building code requires, according to Minneapolis city building official Patrick Higgins. However, updates to the code are grandfathered in.

“If they chose to upgrade those rails, they would have had to have brought them to the new standard, which is 4 inches. But we don’t proactively go in and say, ‘Code change, now you’ve got to change all your building systems.’ If it was previously approved by the code, it’s grandfathered until they choose to rebuild that area,” Higgins said.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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