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US won’t seek death penalty in carjacking, killing

ALBANY, N.Y. (AP) — Federal authorities have decided against seeking the death penalty for the upstate New York man who cut off his electronic monitoring bracelet, then raped a 10-year-old girl and killed her mother last year, U.S. Attorney Richard Hartunian said Wednesday.

The Justice Department declined to authorize a death penalty prosecution on carjacking charges against 30-year-old David Renz, prosecutors said.

If the federal government had decided to pursue the death penalty in its case, Renz could have withdrawn his guilty pleas to state charges in the mother’s death and rape of the girl, even as he faces sentencing Friday in state court to life in prison without parole. New York has no death penalty.

Renz also was sentenced earlier this year to 30 years in federal prison for possessing more than 11,000 images and 1,100 videos of child pornography.

“No sentence that could ever be imposed in this case will undo the tragic death … or the pain inflicted on the young victim, or adequately account for the depravity of the crimes committed,” Hartunian said. “The mandatory life sentence in state court and the imposition of an additional 30 year federal consecutive sentence will insure that David Renz can do no further harm.”

Renz admitted last year that he carjacked the two on March 14, 2013, in suburban Syracuse, stabbing and strangling the mother as she tried to stop him from raping her daughter. He had been under federal monitoring on child pornography charges. He was arrested that night and has been jailed since then. Renz pleaded guilty to state charges of first-degree murder and sexual assault against a child.

Reading from a statement in court last July, Renz described the crimes and said he did not “fully understand” what led him to attack the mother and child. He apologized and said he hoped that by pleading guilty it would bring the family some closure.

Authorities say Renz attacked the woman, a school librarian, and her daughter after they left a gymnastics class at a mall in Clay. Police said he used an air pistol to force the woman to drive her car to a remote section of the parking lot, where he bound both of them and raped the girl.

Prosecutors say Renz was trying to use cable ties to bind the woman to a headrest in her car when she fought back and shouted for the girl to bolt from the vehicle. The girl ran and was rescued by a passing motorist. Her mother was strangled and repeatedly stabbed, authorities say. Renz was captured by police shortly afterward.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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