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Sept. 11 museum is called a monument to unity

NEW YORK (AP) — The museum devoted to the story of Sept. 11 tells it in victims’ last voicemails, in photos of people falling from the twin towers, in the scream of sirens, in the dust-covered shoes of those who fled the skyscrapers’ collapse, in the wristwatch of one of the airline passengers who confronted the hijackers.

By turns chilling and heartbreaking, a place of both deathly silence and distressing sounds, the National September 11 Memorial Museum opens this week deep beneath ground zero, 12½ years after the terrorist attacks.

The project was marked by construction problems, financial squabbles and disputes over the appropriate way to honor the nearly 3,000 people killed in New York, Washington and the Pennsylvania countryside.

Whatever the challenges in conceiving it, “you won’t walk out of this museum without a feeling that you understand humanity in a deeper way. And for a museum, if we can achieve that objective, we’ve done our job,” museum President Joe Daniels said Wednesday.

The privately operated museum — built along with the memorial plaza above for $700 million in private donations and tax dollars — will be dedicated Thursday with a visit from President Barack Obama and will be open initially to victims’ families, survivors and first responders. It will open to the public May 21.

Charles G. Wolf, who lost his wife, Katherine, planned to be at the ceremonial opening.

“I’m looking forward to tomorrow, and I’m dreading tomorrow,” he said Wednesday. “It brings everything up.”

Visitors start in an airy pavilion where the rusted tops of two of the World Trade Center’s trident-shaped columns shoot upward. From there, stairs and ramps lead visitors on an unsettling journey into 9/11.

First, a dark corridor is filled with the voices of people remembering the day. Then visitors find themselves looking over a cavernous space, 70 feet below ground, at the last steel column removed during the ground zero cleanup — a totem covered with the numbers of police precincts and firehouses and other messages.

Descend farther — past the battered “survivors’ staircase” that hundreds used to escape the burning towers — and there are such artifacts as a mangled piece of the antenna from atop the trade center and a fire truck with its cab shorn off.

And then, through a revolving door, visitors are plunged into the chaos of Sept. 11: fragments of planes, a teddy bear left at the impromptu memorials that arose after the attacks, the sounds of emergency radio transmissions and office workers calling loved ones.

“We wanted a very gradual, quiet descent, for that connection to actually emerge,” said Carl Krebs, an architect on the project.

The project recently faced objections about how Muslims are depicted in a documentary film, and complaints from some victims’ relatives about the decision to place unidentified remains behind a wall at the site.

“I’m still processing” the impact of seeing the museum, said Anthony Garner, who lost his brother Harvey on 9/11 and visited on Wednesday. He said it will show visitors “that they’re in a very sacred place and a very historic place.”

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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