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Explorer hopes to dig up possible Columbus wreck

NEW YORK (AP) — An explorer who believes he’s found the wreckage of Christopher Columbus’ flagship, the Santa Maria, off the coast of Haiti said Wednesday that the vessel has been looted and needs to be excavated immediately.

“I think this is an emergency situation,” explorer Barry Clifford said. “I think the ship needs to be excavated as quick as possible and then conserved and then displayed to the world.”

Clifford was at the Explorers Club in New York to show photos and video of what he said was a pile of ballast stones from the wreckage.

“I think the evidence is overwhelming that this ship is most probably the Santa Maria,” he said.

The Santa Maria ran aground on Christmas Day 1492.

If the wreckage Clifford has found is the Santa Maria, it would be the oldest known European shipwreck in the so-called New World. But scientists say it’s far too early to make any such declaration.

“The evidence, as you can imagine, after more than 500 years is not going to be very much because of time and the environment that the site is in,” said Roger C. Smith, the state underwater archaeologist for Florida.

Clifford, whose exploration of the site is being financed by the History Channel, is known for discovering a pirate ship off Cape Cod in 1984.

Clifford and his son, Brandon, first explored the shipwreck off northern Haiti in 2003 but did not at that time believe they had found the Santa Maria.

Clifford said a re-reading of Columbus’ diary convinced him that the wreck from 2003 was in fact the Santa Maria.

Photos from 2003 of the wreckage show a cylindrical object that Clifford said was a 15th-century cannon. He said the cannon and other artifacts had vanished by the time he returned last week.

“The ship has to be preserved,” Clifford said. “I hope to be able to work with the Haitian government and with all other countries including Spain in helping to preserve this irreplaceable resource.”

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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