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European court ruling redefines ‘Googling’ people

TOBY STERLING
Associated Press

AMSTERDAM (AP) — A European court decision will require Google to sanitize its Internet search results to protect people who can demonstrate the information unfairly tarnishes their reputation.

The landmark ruling empowers the roughly 500 million people living in 28 European Union countries to prevent Google and other search engines from listing embarrassing or illegal episodes from their past. It will also change the role that Google and its rivals play in Europe, transforming them into caretakers of personal reputations.

Some key issues to consider:

–What was the court’s ruling?

The European Court of Justice, the closest thing the European Union has to the Supreme Court in the United States, ruled that Google and other search engines must respond to user requests seeking to remove links to personal information. Google and the other search engines, including Yahoo and Microsoft’s Bing, won’t necessarily have to omit all the links covered in an individual’s request, but they will have to make difficult decisions about what should remain within the reach of any Web surfer. The Luxembourg-based court said an individual’s right to privacy has to be weighed against the public’s interest in accessing information.

— How did this case come about?

The case began with a Spaniard seeking to have outdated information about himself removed from the Internet. His quest became a key test of the so-called “right to be forgotten” — to have unflattering information erased after a period of time. Specifically, in 2010 Mario Costeja asked for the removal of links to a 1998 newspaper notice that his property was due to be auctioned because of an unpaid welfare debt. A Spanish privacy agency agreed to his request, but Google protested, saying it should not have to censor links to information that was legal and publicly available. A top Spanish court asked the European court for an interpretation of how European privacy law applies to search-engine results, and got a broader ruling than it had asked for.

— How does change things in Europe?

The immediate impact will be on 200 cases still pending in the Spanish courts, which will now be guided by the ruling in Europe’s highest court. Similar cases in other European countries are likely to be affected, too. Even more European citizens are now expected to challenge results produced alongside their names. Those complaints will create logistical headaches and ethical dilemmas for Google, which processes most of the search requests in Europe. Google said it was disappointed by the ruling and will need time to analyze its implications.

— Will this change the way Google and the other search engines show personal information in the results displayed in the U.S.?

Legal experts doubt it, although the search engines are still trying to figure out how they will draw the lines about what does and doesn’t belong in their results. The most likely outcome is that search engines will have different rules for different countries. This isn’t unprecedented. For instance, Google censors some information — such as in Germany where there are laws banning it from displaying links to websites promoting Nazi principles — while showing the results in other countries. The First Amendment makes it unlikely that a U.S. court would ever issue a ruling similar to the one made in Europe.

— Is this a major blow to Google?

Google isn’t pleased, but the ruling probably won’t make the Mountain View, California, company any less powerful or prosperous. That’s because the European ruling doesn’t touch the ads that Google shows alongside its search results to generate most of its revenue. The decision isn’t likely to prompt people to defect from Google’s search engine to find information elsewhere either because all its major rivals also will have to limit the breadth of their results. Investors took Tuesday’s news in stride, bidding up Google’s Class A stock $3.11 to close at $541.54.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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