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At Wal-Mart, Obama praises steps on solar power

JIM KUHNHENN
Associated Press

MOUNTAIN VIEW, Calif. (AP) — Flanked by bargain-priced displays of women’s wear and patio lighting, President Barack Obama came to a Wal-Mart store in Silicon Valley on Friday to praise new steps by businesses and communities to deploy solar energy, showcasing efforts to combat climate change that don’t rely on a disinclined Congress.

Obama said more than 300 companies and state and local governments have pledged to use solar technology, and he unveiled his own executive actions aimed at increasing energy efficiency with a goal of reducing U.S. reliance on carbon fuels. The two tracks underscored Obama’s strategy of sidestepping Congress to advance his own agenda, but they also illustrated the limits of his reach in a bitterly divided government.

“The commitments we’re announcing today prove that there are cost-effective ways to tackle climate change and create jobs at the same time,” Obama said at a sprawling Wal-Mart store in Mountain View.

The solar effort will power the equivalent of 130,000 homes, the White House said, while Obama’s administrative actions could reduce carbon pollution in an amount equal to taking 80 million cars off the road for one year. The White House also announced that long-delayed energy efficiency standards for walk-in coolers and freezers have finally been completed.

Ticking off a list of economic and environmental benefits he attributed to solar technology, Obama cast the commitments as part of a broader campaign to reduce American energy dependence, create jobs in renewable energy and lower heat-trapping emissions blamed for global warming.

“This is what you call a win-win-win,” Obama told about 250 store employees as he wrapped up a three-day swing through California focused heavily on raising money for Democrats in advance of November’s midterm elections.

Tweaking the mostly Republican opponents of his energy policies in Congress, Obama lamented that lawmakers have “not always been as visionary on these issues as we would like.” That’s why he’s seizing opportunities this year to act unilaterally to advance those goals, Obama said.

“Unfortunately, inside of Washington, we still have some climate deniers who shout loud,” Obama said. “But they’re wasting people’s time on a settled debate.”

It’s Obama who is wasting time, responded Senate Minority Leader Mitch McConnell, R-Ky., who argued that if Obama really wanted to promote energy independence, he would approve the Keystone XL pipeline and reverse course on policies cracking down on coal. “There’s a way to get America going with regard to energy, but it’s not doing any of the things that he’s been doing,” McConnell said.

His policies unable to generate momentum in Congress, Obama has increasingly gone outside the federal government to press his agenda. He has won commitments from colleges and universities to expand access to more students; he has created innovation hubs that link businesses and education institutions; and he has drawn attention to companies and state and local governments that have increased pay for workers.

Still, that choice of tactics has severely limited what Obama may be able to accomplish, a reality the president acknowledged the night before as he spoke to donors at a fundraiser in La Jolla benefiting House Democrats.

“Regardless of how hard I push, regardless of how many administrative actions I take, we’re not going to be able to go where we need to go, and can go, and should go unless I’ve got a Congress that’s willing to work with me,” Obama said.

The White House said it chose Wal-Mart because the company has committed to doubling the number of solar energy projects at its stores, Sam’s Clubs and distribution centers. But in choosing the giant retailer as the backdrop for his announcement, Obama also triggered a backlash from labor unions and pay equity advocates who say low wages paid by Wal-Mart fly in the face of Obama’s vaunted push on pay equity.

“What numbskull in the White House arranged this?” former Labor Secretary Robert Reich, who served in the Bill Clinton administration, said on Facebook.

The Wal-Mart location he visited gets about 15 percent of its power from solar panels. Wal-Mart’s president, Bill Simon, said. Obama is the first president to visit one of the chain’s warehouse stores.

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Associated Press writer Josh Lederman in Washington contributed to this report.

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Follow Jim Kuhnhenn on Twitter: http://www.twitter.com/jkuhnhenn

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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