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2016 campaign checklist: Biden

JOSH LEDERMAN
Associated Press

WASHINGTON (AP) — A look at Vice President Joe Biden’s preparations for a potential 2016 presidential campaign:

Nondenial denial: “If I decide to run, believe me, this would be the first guy I talk to. But that decision hasn’t been made, for real. And there’s plenty of time to make that.” April, CBS, in joint interview with President Barack Obama.

Book: Not lately. Could be time for a sequel to “Promises to Keep” from 2007, though his position as vice president might constrain him.

Iowa: Yes, spoke at Sen. Tom Harkin’s fall 2013 steak-fry fundraiser. Then in May, attended party for Iowans who came to Washington for annual lobbying trip. Raised money for Iowa congressional candidate Jim Mowrer. Schmoozed with Iowa power brokers during 2013 inauguration week in Washington. (Poor Iowa caucuses showing knocked him out of the 2008 presidential race.)

New Hampshire: Yes. In March trip for Nashua job-training event, made time to raise money for three New Hampshire Democrats. Asked about presidential ambitions, he quipped, “I’m here about jobs — not mine.”

South Carolina: Yes. In May, gave commencement speech at University of South Carolina and headlined Democratic fundraiser, first visit since he spoke at state party’s annual fundraiser a year earlier. Several earlier visits since 2009; vacationed in state for a week and an Easter weekend.

Foreign travel: Tons. Going to Brazil mid-June, ninth trip to the Americas since 2009. Visited Ukraine in April to symbolize U.S. commitment to new government in its struggle against pro-Russian insurgents and threatening signals from Moscow. Sent to Poland and Lithuania in March to reassure NATO allies anxious about Russia’s annexation of Crimea. December 2013 visits to China, Japan and South Korea. Countless trips to Iraq and Afghanistan during first term.

Meet the money: Actively fundraising for Democratic committees and candidates in the 2014 midterms. Headlined fundraiser at home of Biden donor in Florida for House candidate Alex Sink in February; Sink lost the special election in March. Regularly schmoozes contributors at private receptions.

Networking: Says he plans to campaign in more than 100 races in the 2014 elections. Meets regularly with former Senate colleagues and congressional Democrats. Gives keynote speeches at annual state Democratic Party dinners across the country. Making calls for House Democrats’ campaign organization, assisting in recruitment of candidates. Campaigned for new Virginia Gov. Terry McAuliffe, new Massachusetts Sen. Ed Markey. Speaks regularly to special interests.

Hog the TV: After being largely absent from airwaves for more than a year, Biden has resumed frequent interviews. In April, did joint interview with Obama on CBS, winning his praise as “one of the finest vice presidents in history,” although the president conspicuously mentioned the “extraordinary” former secretary of state, Hillary Rodman Clinton, as another possible 2016 candidate. (In Obama’s 2013 joint interview with Clinton, he did not mention Biden). He did a TV blitz the morning after the State of the Union and a CNN interview aboard an Amtrak train. Even dished on his skin care routine and his wife’s oddball pranks during an interview with Rachael Ray to promote the health care law. But not a Sunday news show fixture these days.

Do something: Leading Obama’s review of federal job-training programs, prime player in U.S. response to Ukrainian crisis. His office co-chaired a White House task force to address sexual assault on campuses. Point man on gun control, which failed. Lots with foreign policy. Leading administration’s efforts to engage more with Latin America. Called on to lobby former Senate colleagues on Syria, Iran. Visiting ports across the U.S. to promote infrastructure and exports. Point man on Violence Against Women Act. Credited with pushing Obama to embrace gay marriage. Called upon by the administration to be a go-between with the Senate. Negotiated fiscal cliff deal.

Take a stand: Guns. Violence against women. Gay rights. Veterans. He’s touched on everything as senator and vice president.

Baggage: Age, flubs, fibs. Biden would be 74 by Inauguration Day 2017. Saddled by Obama’s low approval ratings. Deflection: Unfailing enthusiasm and a busy schedule. Habit of ad-libbing and wandering off message is a turnoff to some, endearing to others. Biden’s response: “I am who I am.” A tendency to embellish a good story dates to first run for president, when he appropriated material from the life story of a British politician, sometimes without attribution. Pew Research polling found public perceives him as not so bright, clownish. Those who like him in polling say he’s honest and good.

Shadow campaign: Tapped longtime adviser and former lobbyist Steve Ricchetti to be his new chief of staff starting in December 2013. Maintains close contact with his political advisers past and present. Creating a shadow campaign would be difficult too soon in Obama’s second term as the public perception could hasten Obama’s lame-duck status.

Social media: Launched an Instagram account in April. His office actively promotes his public appearances on Twitter, including more humanizing moments like a shared train ride with Whoopi Goldberg and, on his 71st birthday, a photo of him as a young boy. Not active on Facebook, occasionally contributes to his office’s Twitter account. Narrates “Being Biden” photo series showing him behind the scenes.

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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