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Microsoft Office coming to iPad this week

WASHINGTON — Former Microsoft CEO Steve Ballmer once pretended to stomp on an iPhone, and vowed his children would never use Apple products.

This week, Microsoft is expected to announce its Office productivity software will be available on iPad.

“I think it’s important for Microsoft to put Office on the iPad because it actually risks becoming irrelevant,” says Larry Magid, CBS News and CNET technology analyst.

In announcing its Thursday event in San Francisco about “some news related to the intersection of cloud and mobile,” Microsoft did not specify it would make the iPad announcement, but multiple reports quote unnamed sources confirming the news.

Magid says despite Microsoft being a direct competitor of Apple in some areas, making some of its software available makes good business sense.

“Microsoft itself competes with Apple on hardware, but the bottom line is millions of people are using Apple hardware, including Microsoft’s own customer base, that wants to be able to use Office,” says Magid.

Microsoft’s new CEO Satya Nadella has said Microsoft’s future success will rely on “mobile first, cloud first.”

Magid says to accomplish that, it would be important for Microsoft to make its software products usuable on the iOS and Android platforms, in addition to Microsoft’s own Windows platform.

“Why turn away potential customers for your software, just because they’re not buying either your hardware or hardware like PCs that run your operating system,” Magid asks.

“Microsoft neds to put its software where the users are, and when it comes to tablets that’s mostly Apple and Android,” says Magid.

Microsoft telegraphs its move to iPad by exclusion

Earlier this month, Microsoft announced Office 365 Personal, a less-expensive way for users to access the cloud-based version of Office.

Microsoft will issue a license for a new version of Office to individual users for $6.99 per month, or $69.99 per year, which could be used on one personal computer (Windows or Macintosh) as well as one tablet computer.

The Personal option undercuts Office 365 Home Premium, at $99.99 per year or $9.99 per month, for five PCs or Macs and five smartphones.

However, in the Office 365 Personal blog post, Microsoft didn’t specify which tablet operating systems were included.

“Microsoft is attempting to compete with both Apple and Google-Android through Windows tablets, but the fact is they’re not getting nearly as much market share as either of their competitors,” says Magid.

“If they want to be relevant in the tablet world than they have to support the iPad and ultimately Android as well,” says Magid.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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