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With Federal Approval, Purple Line Clears Another Hurdle

Purple Line rendering via MTA Rendering of the Bethesda Purple Line station, via Maryland Transit Administration

State officials on Thursday said the Federal Transit Administration signed off on its plans for the Purple Line light rail this week, a step that will allow the state to start buying right-of-way along the route.

Mike Madden and Jamie Kendrick from the Maryland Transit Administration opened the “Mandatory Referral” hearing with the news that on Wednesday, the FTA signed off on a Record of Decision on the MTA’s Final Environmental Impact Statement (FEIS).

The Record of Decision, which is expected to be published Friday, March 28 in the Federal Register, finalizes the proposed route of the 16-mile light rail, as well as mitigation and environmental impacts described in the FEIS. It would also allow final design, right-of-way purchases and final discussions into a full funding grant agreement with the FTA.

The MTA, which expects to choose a private partner for the light rail by next year, is seeking $900 million in federal funding for the $2.37 billion project. The MTA hopes to start construction on the Purple Line in late 2015 and deliver it by 2020.

The Mandatory Referral at the Planning Board gives county planners a chance to weigh in on various aspects of the proposed design for the Purple Line. The Planning Department released an interactive map last week detailing changes they’d like to see to pedestrian crossings, sidewalks, bike facilities, bridges and other features of MTA’s design.

None of the suggested changes are binding and Kendrick said he was disappointed in many of the recommendations.

“It is not in our interest to de-prioritize pedestrian facilities. Every transit rider at some point is a pedestrian,” Kendrick told the Board. “However, there are trade-offs that are made.”

Kendrick said many of planners’ recommendations would mean having to take more right-of-way from private property owners.

At one point during the morning session, Board Chair Francoise Carrier stopped Kendrick to remind him the Board supported the project.

“There’s no reason for [planning staff] to write a report that goes through a list of all the things they think are great,” Carrier said. “Everybody’s behind this project. But we have to do our particular job in this role and our job is to be a little bit of a public watchdog for you. That’s a function of state law.”

There also seemed to be a few misunderstandings between MTA staff and planners about reforestation.

The Purple Line will mean the loss of an unspecified (Kendrick said “not a small number”) amount of trees to build the light rail, particularly along the Capital Crescent Trail.

Kendrick took issue with Parks’ apparent inflexibility when it came to replanting trees in the forested areas in which they’d be taken to make way for the Purple Line. But staff said they’d be open to a discussion of on-site reforestation.

Kendrick also said the MTA has offered seven alternatives for the Lynn Drive crossing to the Town of Chevy Chase, but each has been rejected.

The existing street-level crossing of the Capital Crescent Trail provides a route to Bethesda-Chevy Chase High School for many in the Town. Kendrick said an at-grade crossing of the light rail would be unsafe. The Town has rejected a number of alternatives, one that would raise the level of the light rail tracks to make room for a tunnel crossing underneath.

“At this point, we feel like we’ve exhausted them and the county needs to decide what it wishes to do,” Kendrick said.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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