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Morning Notes

By WTOP Staff

H-B Parents Peeved By Document Disappearance — Some parents of H-B Woodlawn students are up in arms after three documents that questioned a proposal to move the secondary program to a new building disappeared from an Arlington Public Schools website. One parent called the removal of the documents “heavy-handed and disturbing.” [Falls Church News-Press]

Arlington Man Charged With Fairfax Sex Assault — Sloan Wilson Rappoport, a 44-year-old Arlington resident and former George W. Bush administration official, has been charged with sexually assaulting a woman he met at a Bailey’s Crossroads clothing store. Police say Rappoport invited the woman into his Mercedes-Benz, then drove to a nearby location and sexually assaulted her. [Washington Post]

Clement to Run for School Board — Perennial Green Party candidate Audrey Clement is planning on running for Arlington School Board. Currently running in the race are three candidates seeking the Democratic endorsement: Barbara Kanninen, Greg Greeley and Nancy Van Doren. [InsideNoVa]

Airline Changes at DCA — As a result of changes related to the American Airlines/US Airways merger, JetBlue, Virgin America and Southwest Airlines will all be expanding their presence at Reagan National Airport. [MWAA]

Endorsements for Howze, Vihstadt — Arlington County Board candidates Alan Howze (D) and John Vihstadt (I) have picked up notable endorsements in the past week. Howze has been endorsed by the Sierra Club, which says he has a “depth of knowledge and understanding of key environmental issues facing the County.” Vihstadt has been endorsed by the local firefighters union, which says it shares Vihstadt’s spending priorities — an emphasis on core services and opposition to projects like the streetcar and the aquatics center.

Will Arlington Regret HOT Lanes Opposition? – Writing about what may be the area’s “worst commute” — from Fredericksburg to the District via I-95 and I-395 — highway historian Earl Swift suggests that Arlington may ultimately regret its opposition to HOT lanes on I-395. Running HOT lanes from I-95 to just before Arlington on I-395 “could spawn new and fearsome jams on I-395, choking Arlington County with the exhaust of idling legions of cars,” Swift writes. “The HOT lanes could be so popular, and inspire so fierce a public demand for their extension to the Potomac, that talks between state and county resume.” [Atlantic Cities, Washington Post]

Flickr pool photo by BrianMKA

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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