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Your Beermonger: On Greener Grass and Overreach

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Editor’s Note: This sponsored column is written by Nick Anderson, beermonger at Arrowine (4508 Lee Highway).

This week was supposed to be about some tasting notes I have (and we’ll get to a couple in a moment), but I wanted to write about something I’d been thinking about this week first.

It’s a little “inside baseball” but I think it’s worth getting into: I had an interesting conversation with one of my distributor representatives early this week. Now such an occurrence may be column-worthy in-and-of itself, but that’s not what I needed to talk about. The conversation veered from general “shop talk” to comparing the roll-outs of new breweries in Virginia over the past year or so, and the differences between those debuts that were more successful and those that weren’t.

I’ve noticed a convergence of factors when it comes to new breweries entering this market that I suspect affects others as well. One factor is the “grass is always greener” line of thinking that develops among us beer geeks: craft breweries grow regionally, eventually garnering national attention and building expectations. I hear often from folks who’ve gone to visit other areas of the country and reporting back how the big local craft brewer there was only “OK.”

There are just so many good breweries all over the country (over 2,700 breweries in the United States, with no signs of any slowdown in openings yet); it’s too easy to be underwhelmed even when a brewery’s entire lineup is good. The other major factor is overreach by breweries that buy into their own hype and the chatter among beer enthusiasts.

Over the past year alone I’ve seen breweries either enter the Virginia market with too many beers when only one or maybe two had the buzz to truly be successful, or at too high a price point across their lineups because they can sell their wares for that price in their local market.

The reality of the beer retail in Northern Virginia in 2014 is that while the craft beer bubble hasn’t burst yet, space is becoming tight as far as styles go (with the exception, it seems, of IPA: no one’s losing money making a great IPA). When a brewery overreaches with regard to the demand for its full lineup, beers sit that otherwise would better serve their home market and the availability of their most popular beer is limited.

When a brewery overreaches on price, they alienate consumers and retailers, regardless of the quality of the product. There is no one right way to open a new market, but it seems right now that the slow roll, allowing one great beer to build a fanbase for the rest of a brewery’s line, is the smartest move. If nothing else, it allows for the natural growth of a brand, as opposed to massive roll outs that can feel forced and overwhelming.

Ok, enough of that. Let’s take a look at…

What I’ve been drinking this week

Saucony Creek Schnickelfritz Chocolate Cherry Stout and Captain Pumpkin’s Maple Mistress: I just got to try these beers from Pennsylvania’s Saucony Creek. The Captain Pumpkin’s Maple Mistress is made with butternut squash, maple syrup, and spices. Clocking in at 9.5 percent ABV, Maple Mistress is intensely sweet and flavorful, and I’m sure it has a following but I just found it too cloying. The Schnickelfritz Milk Stout with chocolate and cherries added, however, was a pleasant surprise. The chocolate and fruit are subtle enough that the beer had to warm up a bit before they asserted themselves. I’d be curious to try a version of this without the added flavors. At the risk of being preachy I’d also really like to see both of these beers without the scantily-clad cartoon pinups on their labels; that’s an easy way to alienate a lot of potential buyers.

Cigar City Hopped On The High Seas (Ahtanum): We’ve been tearing through as much Cigar City Jai Alai IPA as we can get our hands on at Arrowine; enough that the Tampa brewery sent up a few cases of a couple of their other beers this week to see how they’d go over. One of these is another IPA, the most recent of their Hopped On The High Seas releases. The beer is brewed at Cervezas Del Sur in Puerto Rico, then dry-hopped with a different varietal in the tank as it sails to Florida before canning. This round uses the Ahtanum hop, which is similar to Cascade and Amarillo giving Hopped On The High Seas a focused floral and citrus note. I tried it with some curry chicken I made for dinner the other night and it was a great pairing. There wasn’t much Hopped On The High Seas sent up here, so snag it if you can.

Until next time.

Nick Anderson maintains a blog at www.beermonger.net, and can be found on Twitter at @The_Beermonger. Sign up for Arrowine’s money saving email offers and free wine and beer tastings at www.arrowine.com/mailing-list-signup.aspx. The views and opinions expressed in the column are those of the author and do not necessarily reflect the views of ARLnow.com.

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Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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