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D-16 Roundup: Campaign Contributions And A Republican Contender

District 16 House of Delegates candidate Marc Korman speaks at a fundraiser in SeptemberFinance Reports Roll In — Campaign finance reports for all contributions collected in 2013 are due Wednesday and a few District 16 candidates have already filed.

House of Delegates candidate Marc Korman reported $120,611 in available funds for his campaign committee.

A member of the Montgomery County Democratic Central Committee, Korman got support from many party regulars, including some local politicians unlikely to face tough reelection races in the June primary.

Korman claims 450 unique donors, though he later downplayed the importance of his funding haul in an email to supporters:

I have been knocking on voters’ doors since June of last year. No voter has ever asked me how much money a candidate has. Voters ask about issues such as education, improving our transportation network including Metro, economic growth and success, and preserving our environment.

Jordan Cooper, also running for one of District 16′s three seats in the House of Delegates, reported a little more than $22,000 on hand.

Gareth Murray, the Potomac resident and former delegate representing Silver Spring, reported just less than $2,500 in available funds.

Look for more contribution numbers later this week.

Li Says There’s Room For A Republican In D-16 — Last week, we told you about Rose Maria Li, the Bethesda resident and science research consultant who has entered the House of Delegates race as a Republican.

Li says her focus on getting adequate school funding from the state and making the most out of people’s tax dollars is a message that resonates.

“Yes, I’m a Republican but more importantly, I’m a working parent who has lived and worked in our community for over 20 years. We have not been getting our fair share and it is starting to show big time,” Li said. “There seems to be a fair amount of cynicism about what can be accomplished in our government these days. We need to change this by focusing on solving problems, not voting the party line.”

Li has lived in Bethesda since 1992, has two kids in MCPS and worked for NIH before starting her own science management and research firm.

“I keep hearing how tired people are with what’s going on in our state,” Li said. “Our taxes and fees keep going up, yet we have not been getting our fair share of funds, especially for our schools.”

Bethesda political consultant Meyer Marks is also running as a Republican in the heavily Democratic district.

News and Notes — Korman on Tuesday also announced the hiring of Noah Wasserman as his campaign manager. Wasserman graduated from George Washington University last year and most recently served as operations director on New Jersey Rep. Rush Holt’s campaign for the state’s open U.S. Senate seat…District 1 County Councilmember Roger Berliner reported $52,368 on hand in his 2014 annual report. So far Berliner has no challenger…Councilmember and county executive hopeful Phil Andrews reported about $124,000 in cash on hand for his run at incumbent Isiah Leggett and former executive Doug Duncan.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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