Skip to main content

Online Stationery Store Starts From an Arlington Basement

Startup Monday header

Editor’s Note: Sponsored by Monday Properties and written by ARLnow.com, Startup Monday is a weekly column that profiles Arlington-based startups and their founders. The Ground Floor, Monday’s office space for young companies in Rosslyn, is now open. The Metro-accessible space features a 5,000-square-foot common area that includes a kitchen, lounge area, collaborative meeting spaces, and a stage for formal presentations.

PaperCardShop's cardsGlen Homan was “semi-retired” and spending his time trading stocks when inspiration hit him to create his own startup company.

Shopping in CVS for an anniversary card for his wife, Homan couldn’t find anything to his satisfaction and found the whole experience “unpleasant.” With some time on his hands and motivation to try something new, he launched PaperCardShop.com in December 2011 with the hope of helping people avoid the same experience.

Since the site launched, Homan said he’s “having trouble finding traction” in the market. He hopes to soon raise money from investors to launch a marketing campaign, putting his company on sites like Angel.co. Eventually, he said, he believes his site has the ability to dominate the market.

“The greeting card market is about $7.5 billion,” Homan said. Most card sellers “have chosen not to sell their cards online. We’re the only general purpose online greeting card store. That’s pretty odd.”

PaperCardShop’s key is a patent for Homan’s browsing platform, InstaView. The website displays each card’s front and inside as a user’s cursor drags over the card. Each image is of the actual hard copy of the card, photographed by Yorktown High School graduate J.P. Tribby.

A screenshot of PaperCardShop.com“People have been selling greeting cards the same way for 100 years,” Homan said. “With innovation, you generally think of new products like an iPhone, but there’s also innovation in product presentation. With InstaView, people could save millions of hours shopping for cards.”

Homan worked in advertising in Chicago before moving to Virginia and starting Flar Graphics, a print and poster store that once had three locations around the D.C. area. Homan sold Flar Graphics about 20 years ago, he said, and hadn’t started a new venture since.

“I was itching to do something instead of just trading stocks,” he said. “It just sort of bothered me that such an inefficient market existed for greeting cards.”

In 2010, he made the decision to try to solve the online card market. He set about looking for web developers, which is what he called the hardest part of the process. Developers “are kind of like prima donnas,” he said, and many of them weren’t open to changes he suggested.

Glen Homan of PaperCardShop

While he was looking for developers, he was contacting artists across the country, buying cards for the site. Homan said he “cherry picks” the best cards from independent publishers, trying to find a wide range and variety. He relied on his own judgment for many of the cards, but was sure to ask the artists which ones sold best, and ask friends and family members their thoughts.

He eventually found a web developer, with whom he created the InstaView system. Homan works largely out of his home and has piles of boxes of greeting cards in his basement, which he ships himself.

Because the greeting card business has low overhead, Homan said he “can hang on indefinitely” until traffic on the website — and with it, sales — picks up.

“It’s an untapped e-commerce opportunity,” he said. “It’s one of the most profitable e-commerce niches, and there’s no competition. The challenge is to change consumer buying behavior in a low-involvement product.”

If Homan can get enough people to think about buying greeting cards online, instead of sifting through the racks in stores, he thinks PaperCardShop can “become the dominant player in the market.”

“We have a great proposition for consumers,” he said. “The market needs to move online. Eventually, that’s the way the market is going to go, it’s just a question of when.”

Photo (bottom) courtesy Glen Homan

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story