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Your Beermonger: Dreaming of a Belgian Christmas

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Editor’s Note: This sponsored column is written by Nick Anderson, beermonger at Arrowine (4508 Lee Highway).

I can’t pinpoint exactly when the “holiday season” starts for me as a retailer — especially considering that my “busy season” this year started back in August with the early arrival of pumpkin ales. The holiday season always seems to creep up on me a bit; I never notice it starting, but always have a sudden moment of realization that it’s happening.

My moment for this year happened about a week ago, during a busy afternoon of stocking new beers that had just been delivered. In my peripheral vision, I almost accidentally caught a glance of my Belgian beer shelves and it hit me — “Wow, I have a lot of really cool Belgian Christmas Ales in stock right now!”

The spectrum of Belgian Christmas Ales is every bit as wide as that of Belgian beer itself, but there is something approaching a “standard” for the style. Generally maltier, with medicinal notes from herb and spice additions and often candi sugar, the classic Belgian Christmas Ale live on through beers like Delirium Noel, Gouden Carolus Noel, and the recently arrived Vicaris Noel.

For some, these beers can come across too sweet or spicy, while for others they may have to be in the right mood to enjoy them. My personal experience — especially with Gouden Carolus Noel — is that if you’re so inclined, setting a few bottles aside for a year goes a long way toward making the sometimes scattered flavors of the Noel beers come together and find balance.

Other Belgian holiday releases take wildly divergent paths. Scaldis releases a traditional Noel each year, along with a Noel Premium that clocks in at 13 percent ABV and feels more like a Barleywine than a Belgian Ale (I’m a particularly big fan of Scaldis Noel Premium). This year, we received two other variants from Scaldis: the Premium Prestige spends its last six months of aging in oak casks, while the Prestige de Nuits spends those six months in French oak barrels from the Hospice Cotes de Nuits winery in Burgundy. These beers are powerful, complex, elegant, very rare, and pricey — you’ve been warned.

Two of my other favorites take more of an everyday approach. Brasserie DuPont’s Avec Les Bons Voeux was originally brewed at the end of the year to give to importers, distributors, restaurateurs, and retailers as a “thank you for your support” gift.  Its legend grew enough that it became DuPont’s holiday seasonal release. If you’ve ever had the standard-of-its-breed Saison DuPont, imagine a version that is stronger (at 9 percent ABV) with richer, rounder flavors, and you’re pretty much there.

A beer with a loyal fanbase that is still somehow “under the radar” is the St. Bernardus Christmas Ale. A 10 percent ABV Quadrupel, Bernardus Christmas is surprisingly mild on the palate with hints of molasses, mint, and spice.

There are dozens of Belgian holiday beers that will be available to us in the area this year. Share some of your favorites in the comments, and have fun finding new ones this year. Until next time.

Cheers!

Nick Anderson maintains a blog at www.beermonger.net, and can be found on Twitter at @The_Beermonger. Sign up for Arrowine’s money saving email offers and free wine and beer tastings at www.arrowine.com/mailing-list-signup.aspx. The views and opinions expressed in the column are those of the author and do not necessarily reflect the views of ARLnow.com.

Community discussion guidelines: Our sponsored columns are written by members of the local business community. While we encourage a robust and open discussion, we ask that all reviews of the businesses — good or bad — be directed to another venue, like Yelp. The comments section is intended for a conversation about the topic of the article.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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