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Peter’s Take: Arlington Budget Guidance, Part Two

Peter’s Take is a weekly opinion column. The views and opinions expressed in this column are those of the author and do not necessarily reflect the views of ARLnow.com.

Peter RousselotThe County Board is scheduled to adopt its budget guidelines on Nov. 19. This column explains in more detail than last week’s why those guidelines should direct an increase in the budget share provided to Arlington Public Schools.

The main reasons are: school enrollment has been rising, while it’s getting more challenging to deliver a 21st century education, and the APS share of the total budget has been slipping.

The combination of these three things happening simultaneously continues to reduce the relative share of educational resources that APS used to have.

School enrollment rising

APS projects that enrollment is expected to continue to grow in FY 2015 by 793 students. This represents an increase of about 30 percent since FY 2007. The financial impact of this enrollment growth for staffing alone could exceed $8 million in FY 2015. Other costs related to this growth (relocatable classrooms, furniture, textbooks, etc.) are likely to add $3 million.

Educational challenges up

APS must honor its commitments to bring instructional time up to the same level and provide the FLES program at all elementary schools. As a percentage, special education enrollment has not changed significantly. But, the severity of the needs of APS’ special education students has been increasing, especially in the autism area. These educational priorities require significant additional resources.

APS share slipping

While there have been occasional one-time, special add-ons in county transfers of funds to APS from FY 2007 through FY 2014, the overall trend of these transfers has been downward in relative terms. Thus, over that period:

  • County revenue provided to APS has grown 32.5 percent, but locally-generated revenue retained by the County has grown 38.6%;
  • Over the same period, the APS budget share has declined from 46.7 to 45.6 percent.

APS also helps to generate Arlington’s tax dollars. A recent report by Dr. Michael Walden concluded that APS’ high and improving academic performance contributes to the Arlington economy:

  • Arlington County residential property values are between $2.7 and $4.7 billion higher than they would have been without academic improvement;
  • These increased property values contribute annually between $27 and $47 million more in property tax revenues than would have been received without academic improvement.

APS’ share of the operating budget should be restored to the level that properly reflects Arlington’s historic commitment to public education.

Peter Rousselot is a former member of the Central Committee of the Democratic Party of Virginia and former chair of the Arlington County Democratic Committee.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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