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Obama Stumps for McAuliffe at Washington-Lee

President Obama speaks at Washington-Lee High School President Obama and Terry McAuliffe Terry McAuliffe campaigns at Washington-Lee High School Actress Kerry Washington campaigns for Terry McAuliffe President Obama and Terry McAuliffe Sen. Mark Warner (D-Va.) campaigns for Terry McAuliffe Actress Kerry Washington campaigns for Terry McAuliffe President Obama speaks at Washington-Lee High School President Obama speaks at Washington-Lee High School Candidate for Attorney General state Sen. Mark Herring President Obama speaks at Washington-Lee High School President Obama speaks at Washington-Lee High School Terry McAuliffe campaigns at Washington-Lee High School Ralph-Northam President Obama speaks at Washington-Lee High School President Obama speaks at Washington-Lee High School

President Barack Obama was at Washington-Lee High School this afternoon (Sunday) campaigning for Democratic gubernatorial candidate Terry McAuliffe two days before Election Day.

Obama, Sen. Mark Warner (D-Va.), Rep. Jim Moran (D-Va.) and actress Kerry Washington, star of the TV show “Scandal,” were among the speakers. Thousands of spectators crowded the Washington-Lee gymnasium to watch the event, and the line to get in curved around N. Stafford Street onto Washington Blvd and N. Quincy Street.

Obama spoke passionately for about 20 minutes, lambasting Congressional Republicans for the government shutdown and praising McAuliffe’s stances on transportation and education, but not before he came out to a roar of cheers and started his speech by exclaiming, “Hello, Washington-Lee.”

“An extreme faction of the Republican Party have shown again and again and again that they’re going to hijack the party, and the country, and the economy, and bring Congress to an absolute halt unless they get 100 percent of what they want,” Obama said. “This isn’t just speculation, this happened just last month for the first government shutdown in 17 years.”

There was no mention of the rollout of the Affordable Care Act, which was the subject of most of the signs Republican demonstrators were sporting outside the high school while attendees waited in line.

Obama spoke minimally of McAulffe’s opponent, Republican Attorney General Ken Cuccinelli, not mentioning him by name, simply referring to him as “the other guy,” but McAuliffe highlighted a recent interview Cuccinelli gave on Fox News, when he said he “perfectly happy” that voters in Virginia have “short memories” when it comes to the government shutdown.

“He’s saying that he wants Virginians to forget the shutdown because he wants us to forget all the things he did during the government shutdown,” McAuliffe said, “because as you know it was Ken Cuccinelli that brought Ted Cruz to Richmond. We’re not going to forget that.”

McAuliffe highlighted his policy toward reinvesting in community colleges, and attacked Cuccinelli’s position on the Silver Line.

Warner introduced McAuliffe — whom he has known for more than three decades since the two worked in the Jimmy Carter administration — and highlighted the importance of the election.

“Elections have consequences. Look where I work,” he said, before criticizing the shutdown. “Terry will fight to make sure every child in Virginia has a fair shake and a fair shot.”

Washington, a surprise appearance on the program for many in attendance, drew huge applause when she went up to speak less than 24 hours after hosting Saturday Night Live and appearing as Michelle Obama in a sketch.

“We are so blessed to live in a country where we have a voice in our government,” she said. “On Tuesday, get out there and vote. We did it last year … let’s just do it again on Tuesday.”

Moran was one of the first to speak in the program, right after Rep. Gerry Connelly, who represents most of Fairfax County. He, like nearly every other speaker, implored those in the audience to volunteer for the campaign in the final days before the election. He also took the chance to skewer the Republicans for their policies.

“If you want to move forward, you shift into D for Democrat,” he said. “If you want to back up, go in reverse, you put in R for Republican. So what we’re going to do on Tuesday is to move forward, with Terry McAuliffe at the wheel and with Ralph Northam and Mark Herring sitting alongside him”

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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