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Wright Way: What’s Your Motivation?

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Editor’s Note: This sponsored health and fitness column is written by Virginia Wright, founder of BbG Fitness, which offers group fitness classes around Arlington. Sign up for a free class today.

Let’s face it — practicing healthful behavior can seem like a chore sometimes.

When we’re down or tired we just don’t feel like exercising and the last thing we want to do is prepare a healthful meal. Sometimes we start our workout, lose steam halfway through and just don’t feel like continuing.

So how do we find the motivation to stick with our plan or even more challenging, start a new exercise program? And how do we keep making healthy choices even though sometimes we’d rather stop for take-out or heat up a frozen dinner?

Here’s an example of one person who found that motivation.

A few months ago at one of our early morning classes I looked across the parking lot to see a very big guy, Evan, walking towards me. Evan explained that he was there to try the class because he was ready to make some changes. He said he was really disappointed in himself for having gained so much weight over the years and he was tired of being out of shape.

Since his first class seven weeks ago, Evan has made it to every single workout. When his schedule doesn’t permit him to attend an early class, he comes in the evening. At first he wanted to focus on exercising, but after about a month he decided to set a weight loss goal. too. His goal is to get down to 300 pounds. He’s lost five pounds so far and is right on target!

When Evan’s going to a big game or has a big party coming up and warns me he might not “do too well,” I tell him there’s always going to be a game and a celebration — that’s part of normal life. We can’t use those as excuses for caving and not doing what we know we should to take care of ourselves. Sure, an occasional splurge is okay, even healthy, but this is not what packs on extra pounds!

When I asked him recently what motivates him, Evan told me his parents were both sedentary, overweight and don’t eat healthfully. He said he didn’t want to end up in the same situation as he grows older. The good news is not only is Evan exercising regularly now, his parents have jumped on the bandwagon and have started walking every day!

Evan is also motivated to continue eating better — he hasn’t had any soda or ice cream in almost two months! — because he wants to feel good again when he plays basketball. He also wants to ensure that he can continue to run around and play with his nieces without feeling tired. A few weeks ago Evan completed his first 5K race and proudly reported that he ran the whole way!

It’s all about making the decision to make the changes. Start by making a list of all the reasons you want to get healthy. Maybe you just want to feel better every day or have more energy. Maybe your motivation is you want to live a long life. Maybe you don’t like the way you look. Someone once told me she was motivated to exercise because she wanted to be able to walk in a clothing store and wear anything she wanted!

Whatever your reason, whatever your motivation, write it down, stick it on the fridge or on your bathroom mirror, make a mental image of it and remember it every time you feel your resolve weakening. Setting these clear, sensible long-term goals are the best way to stick to your program and stay firmly on the road to success — and to a fitter and healthier you!

Ginny Wright has been a certified personal trainer and fitness instructor for more than 10 years. She received her Health Coaching certification through the Institute for Integrative Nutrition in New York in 2007. The views and opinions expressed in the column are those of the author and do not necessarily reflect the views of ARLnow.com.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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