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Hurricane-force gusts batter Britain, France

By GREGORY KATZ
Associated Press

LONDON (AP) – A major storm with hurricane-force gusts is lashing southern Britain, parts of France and Netherlands, causing flooding and travel delays, including the cancellation of roughly 130 flights at London’s Heathrow Airport.

Express train services between central London and Gatwick and Stansted airports were suspended because of the storm, and the major English port of Dover was closed, leading to a cutoff in ferry service to France.

Thousands of homes in northwestern France lost electricity, while in the Netherlands several rail lines were closed, airport delays were reported, and citizens were warned against riding their bicycles – a favored form of transport – because of high winds. Amsterdam’s Central railway station was shut by storm damage.

Some English rail lines shut down Monday morning, and some roads were closed due to fallen trees and power lines. There were severe delays on many parts of the London Underground network and the opening of the Overground network was delayed several hours.

Air travelers and commuters were advised to check conditions before starting any journeys. Widespread delays were expected as major London train lines delayed their opening because of the winds and tree hazards.

In Kent, police said a 17-year-old girl died after a tree fell onto the caravan home she was sleeping in. In London, a collapsed crane fell on the roof of the Cabinet office, prompting Deputy Prime Minister Nick Clegg to cancel a scheduled press conference.

But damage was less than feared in the 48 hours leading up to the storm, when the British press raised alarm bells about a possibly catastrophic storm.

British Airways said its long haul flights were expected to operate normally but domestic and European flights were operating on a reduced schedule with some cancellations expected throughout the day. It said Gatwick and City airport operations should not be affected.

Weather forecasters say it is one of the worst storms to hit Britain in years.

UK Power Networks officials said up to 220,000 homes were without power.

Flood alerts have been issued in many parts of southern England and officials said hundreds of trees had been knocked down by wind gusts.

Gusts of 99 miles per hour (160 kph) were reported on the Isle of Wight in southern England. Gusts in the 75 to 80 miles per hour range were reported on the mainland.

The storm has hurricane-force gusts but is not classified as a hurricane. It was not formed over warm expanses of open ocean like the hurricanes that often develop in the Caribbean and threaten the east coast of the United States.

A blog from Britain’s national weather service, known as The Met Office, says Britain does not get hurricanes because hurricanes are “warm latitude” storms that draw their energy from seas far warmer than the North Atlantic.

The severe storm does not have an “eye” at its center as hurricanes typically do.

A teenage boy was believed to have drowned Sunday after being swept to sea while playing in the surf. A search and rescue mission has been called off.

Cassandra Vinograd in London, Sarah DiLorenzo in Paris and Michael C. Corder in Amsterdam contributed to this report.

Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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