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Saturday, Oct. 26, 2013

By WTOP Staff

DC’s only haunted house is run by and supports veterans

WTOP’s Bob Madigan

RELATED STORY: Enter these local haunted houses if you dare (Photos)

Jimmy Fallon on taking over ‘The Tonight Show’

The star dropped by NBC Washington

See his whole appearance:

1:20 p.m. – Josh Gerstein, senior White House reporter for POLITICO

NSA head Keith Alexander tells journalists, ‘Stop selling documents’

12:20 p.m. – Glenn Thrush, senior White House reporter for POLITICO

What has turned the tide of the temporary goodwill of the Democratic Party?

8:20 a.m. – Paul Brandus, West Wing Reports and The Week

Some Democrats are edging away from Obamacare

By Joan Jones

They’re doing the “I told you so” dance at the GOP.

After years of calling Obamacare “unwieldy,” a “monstrosity” and a “train wreck” the Obama Administration is taking heat for playing into its opponents’ hands.

The criticism has been relentless and it’s coming from all sides. And President Barack Obama’s plan to fix it is running into trouble as well.

“The site will be fixed, in his words, ‘for the vast majority of people.’ So that suggests that there will still be problems after Nov. 30,” says Paul Brandus of West Wing Reports on Jeffrey Zients promise to repair the site.

So far the March 31 deadline for enrollment is still on. The administration says it expects most customers to enroll near the end of the sign-up process.

According to a Gallup poll, the president’s job approval rating declined more than 3 percentage points from the last quarter.

“Well he is near a two-year low, 44 percent, that is if you average out all recent polls.”

Paul Brandus adds that by comparison, Obama’s not doing too well

“Way below Dwight Eisenhower, way below Reagan, way below Clinton.”

Brandus blames it on the fiasco of the Obamacare website. And he says Americans are being told that they’ll be dropped from the health plans they were promised they could keep, because those plans don’t comply with the federal law.

The Republican response to the president’s address

Rep. Fred Upton, of Michigan, says the rollout of the health-care law has been a disaster, and gives a site where you can share your experience

The president’s weekly radio address

The health-care website is being fixed; in the meantime, there are other ways to sign up

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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