Skip to main content

Rob Krupicka: Why You Should Vote For Me

Del. Rob Krupicka (D-45)This week, we asked the candidates for competitive House of Delegates races in Arlington districts to write a sub-750 word essay describing why residents of their districts should vote for them on Election Day (Nov. 5).

Here is the unedited response from 45th District candidate Rob Krupicka (D):

It has been an honor to represent the 45th district over the last year.  I want to thank everybody that has helped me get up to speed after my special election last fall.   I am proud as well of the bipartisan success I’ve already had in Richmond.  In just a short time in the legislature, I’ve been able to secure funding for new mental health services as well as reduce regulations on local restaurants and non-profits.   I have been in the middle of every Virginia education policy debate, leading on the need for high stakes testing reform, new early childhood services and improved access to higher education.  In education, I will always make the success of our students my first priority.

In addition to a number of education measures, my legislative goals include tightening state ethics laws (check out www.VAEthicsReformNow.com), expanding clean energy, improve health care for seniors, and bolstering our local power reliability with more power line undergrounding (you can read about this effort on my blog at www.krupicka.com).

I will always work to support small businesses, veterans, and all hardworking Virginians to find employment in a changing economy. I believe Virginia’s competitiveness requires us to do all we can to attract the high tech, health and professional jobs that are projected to grow over the next decade.

I support reforming & expanding access to health care to cover 400,000 more Virginians, to create 30,000 new jobs, and to make healthcare effective and efficient.

I will always stand up for the right of women to make their own health choices.

I will fight to reduce gridlock and to support the continued expansion of our public transit system in an effort to protect our environment.

As a former local official as well as a past member of the State Board of Education, I understand the challenges involved in implementing the work of the legislature.   I am committed to making sure we have a strong partnership between Richmond and our local communities.  I remain firm in my belief that the best innovation most often happens at the local level.

This year is critical for Virginia’s future and our national reputation for thoughtful government. We have never had statewide elections that present such starkly different visions for our Commonwealth.  After seeing the dangers of ideological extremism play out in the Federal Government shutdown, the need for commonsense and an honest willingness to find common ground has never been more important.   I will work to bring a progressive, results-oriented approach to the legislature, always looking for ways to build alliances.

With 20 years of experience in our community, it is a privilege to ask for your vote on November 5th.  My wife and two daughters all love this community.  We are committed to our public schools, our diversity, our belief in equality and to enhancing our quality of life.  I’d love to hear from you.  Please visit my web site at www.krupicka.com to learn more and follow me on twitter @RobKrupicka.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story