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Alfonso Lopez: Why You Should Vote For Me

House of Delegates 49th District candidate Alfonso LopezThis week, we asked the candidates for competitive House of Delegates races in Arlington districts to write a sub-750 word essay describing why residents of their districts should vote for them on Election Day (Nov. 5).

Here is the unedited response from 49th District candidate Alfonso Lopez:

I currently have the privilege of serving our community in the Virginia House of Delegates. I represent the 49th District, which runs along Columbia Pike from Pentagon City to Bailey’s Crossroads and up Route 7 to Seven Corners.

Two years ago, I asked for your vote so that I could fight for our values in Richmond, protect the social safety-net upon which my parents and so many others have relied, and address many of the biggest issues facing our community: transportation, affordable housing, education and job creation.

As your Delegate, I have worked to restore funding in Virginia’s budget for Free Health Clinics, such as the Arlington Free Clinic, that provide critical health care for our uninsured neighbors. I was also able to restore funding for our network of Child Advocacy Centers, which bring together health care professionals, social workers, and investigators to address the needs of child abuse victims in Virginia.

Building on the work of former Senator Mary Margaret Whipple, I successfully sponsored legislation creating the Virginia Affordable Housing Trust Fund and was named the Virginia Housing Coalition’s 2013 Legislative Leader. As a revolving loan fund, the Trust Fund will help create affordable housing and address homelessness throughout the Commonwealth. While we secured $8 million in funding through the budget process, the Trust Fund will need a permanent, dedicated source of revenue in order to effectively meet the needs of Virginians. Over the next two years, finding a steady source of revenue will be one of my top priorities.

Another top priority will be protecting public education funding.  A strong public education system is an essential part of our region’s economic development and competitiveness. I am proud to have been named theVirginia Education Association’s 2012 Rookie of the Year and to be endorsed for re-election by theArlington Education Association. As the foundation for a high-quality education, I will also continue fighting to ensure that teachers receive the respect and fair wages they deserve.

As a leading environmental advocate in the House of Delegates, I will continue fighting to have Virginia do more to preserve our environment for future generations.  I was honored to have been the recipient of the Sierra Club’s Energy Freedom Award for my efforts promoting renewable energy in Virginia and to have been named a Legislative Hero by the Virginia League of Conservation Voters in both 2012 and 2013.  Working in a bipartisan way, I was able to pass legislation making it easier for environmentally-friendly vehicles to be built in Virginia.  For the past several months, I have also been negotiating with electricity providers, renewable energy producers, and the environmental community on legislation that will encourage utilities to develop new renewable energy sources in Virginia.

Although we have seen some success over the past two years, there is a great deal of work that still needs to be done in Richmond. I will continue fighting to expand Medicaid, protect the civil rights of all, and defend a woman’s right to choose. I am proud to have received a 100% score for my voting record from NARAL Pro-Choice Virginia and Equality Virginia Advocates.

I will continue fighting to create jobs, support small business, and promote economic development.  I will also continue to work to prioritize smart growth, increase public transit, and invest in our transportation infrastructure. While it was by no measure a perfect bill, I voted to support the transportation compromise, which created the first increase in dedicated transportation funding for Virginia in almost 27 years.  Next session, I will work with my colleagues in the House of Delegates to repeal the hybrid tax, which raises little revenue and is bad public policy.

Finally, I am proud of the work I have done pushing the Virginia DREAM Act further than it has ever gotten before in the House of Delegates. With a diverse coalition of supporters including chambers of commerce, state colleges and universities, faith-based organizations, education advocates, and immigrant rights groups, I am hopeful that we will succeed in passing this legislation in the near future because every student should have an opportunity to achieve the American Dream.

Thank you for the opportunity to serve our community in the House of Delegates.  I am honored to have been recognized as an effective advocate for our values in Richmond and I am committed to ensuring that Northern Virginia remains the best place to live, work, and raise a family.  I hope I have earned your vote on November 5th.

Ed. Note: Terry Modglin, a member of the Independent Green Party running against Lopez in the 49th District, did not respond to multiple requests from ARLnow.com.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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