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New laws slated for Oct. 1 in Maryland

By Lacey Mason

WASHINGTON – A long list of new laws go into effect Tuesday, Oct. 1. Here are some of the most talked about and most likely to make an impact on your daily life.

In the car

In Maryland, using a handheld device while driving is already illegal. But on Oct. 1, it will be primary offense, which means drivers can get a ticket if they are using the phone, even if they are not breaking any other traffic rules. Until Oct. 1, it is a secondary offense, meaning that a driver must first be committing another offense, such as speeding or negligent driving.

“Police officers can and will be pulling people over just for talking on their hand-held cellphone device without a hands-free option,” says Montgomery County Police Captain Thomas Didone.

The fines for driver’s caught using cellphones are as follows:

  • $75 – first offense
  • $125 – second offense
  • $175 – third and subsequent offenses

“An officer needs no other reason other than to watch somebody talking on the cellphone to pull them over and issue a citation,” says Didone, who adds the the first offense is $83 when factoring in court costs.

Another adjustment in the car is a seat belt law making it a primary offense to drive or be a passenger in the front seat without a seat belt. Drivers or passengers riding in a car in the front seat must wear a seat belt or face a $50 fine.

Since it’s a primary offense for people in front seats, a driver can be pulled over for only the seat belt offense. The fine doesn’t apply only to the driver; a passenger can be ticketed, too. If the passenger is younger than 16, the driver will get the ticket.

An unbuckled backseat passenger faces a $50 fine as well, but it’s a secondary offense.

On the road

Starting Oct. 1, drivers who go through a toll booth at a bridge or on the Intercounty Connector without paying up could face problems with their vehicle registration.

Initially, drivers are notified of the dues by mail and have 30 days from the mail date to pay. If the driver pays, the case is closed. After that, if no payment is received, Maryland Transportation Authority will issue a $50 ticket on top of the original toll. The driver has the option to challenge the ticket in court or pay up.

If the citation is ignored, registration will be flagged for non-renewal or suspended.

Guns

Controversial gun laws begin on Oct. 1 in Maryland. The new law requires safety training and fingerprinting to purchase a handgun and limits magazines to 10 rounds. A total of 45 assault weapons will be banned as well.

However, on the same day the new gun laws go into effect, a hearing is scheduled in an attempt to block them from being implemented. Ahead of the law, Maryland has experienced a massive influx of applications for licenses as people try to beat the legislation.

Cyberbullying

A cyberbullying law, also known as “Grace’s Law,” makes it a criminal offense to use an interactive computer service, like Twitter or Facebook, to cause “serious emotional distress on a minor” or causes the minor to fear for his or her life or physical safety.

Those found guilty of the misdemeanor offense face up to a year in prison in addition to a possible $500 fine.

The law is named after Grace McComas, a 15-year-old from Woodbine, Md., who committed suicide in 2012 after being bullied on Twitter.

Your lawn

Lawn fertilizer laws are changing. New laws are set to go in place for manufacturers and distributors of fertilizer, lawn care professionals and homeowners or others treating residential lawns. The Department of Agriculture says the new requirements are meant to protect the Chesapeake Bay.

For a detailed list of requirements, view the Department of Agriculture’s website.

Workplace pregnancy

Starting Oct. 1, new legislation will be in place for pregnant women in the work place. The law is designed to make sure those who are pregnant can’t be denied certain reasonable accommodations at work or be forced out of their jobs because of disabilities brought on by pregnancy.

Drugs

Certain chemicals found in synthetic marijuana, often known by street names such as “Spice” and “K2,” will be designated as controlled and dangerous substances effective Oct. 1. This means they can’t be distributed or possessed and if they are, it’s a criminal offense.

More details on the new law will be provided on Monday, Sept. 30 at 10:30 a.m. at the Council Office Building in Rockville, Md. Retailers will also be sent a letter regarding the law.

Death penalty

Officially in effect on Oct. 1, the death penalty is repealed in Maryland.

WTOP’s Nick Iannelli contributed to this report. Follow @NickWTOP and @WTOP on Twitter.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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