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7 tips to keep up your New Year’s resolutions

Lisa Reed, special to wtop.com

WASHINGTON – New Years was seven weeks ago. Have you kept your resolutions?

Very few people who make New Year’s resolutions actually keep them. By the time February rolls around, people lack motivation or just lose interest. But there are ways to finish what you started.

Here are seven reasons why people tend to slip on their New Year’s resolutions and tips to keep them going past February.

Reason 1: You try to do it by yourself

Solution: You need a support buddy to keep you accountable. Surround yourself with people who inspire you to do more and be better. Remember, your buddy should be a positive force in your life, not a negative one. Stay away from people who drain you mentally and emotionally.

Reason 2: Your goal is too big or unrealistic

Solution: Make small, realistic goals that you can accomplish day by day. Embrace the present and what can you do to make a difference in the here and now. If you think you will lose 100 pounds in three months, this is not going to happen. You need to set a goal that is actually achievable in the time frame you set for yourself. It is far better to succeed at a smaller, more manageable goal than fail at a larger one.

Reason 3: Time management

A recent study at University of Illinois at Urbana-Champaign suggested that people who thought they were too busy to exercise really did have the time but chose not to make it a priority.

Solution: Break up excise into manageable increments. Try exercising at lunch time or devote seven minutes every morning. Everyone can spare seven minutes a day. Check out my Reed-iculoulsy Fit in 7 Minutes DVD.

Reason 4: You don’t’ have a plan



Solution: The best resolutions are those that actually include a plan of action. Make a calendar with something to do every day that will get you closer to your desired result.

Reason 5: Not taking care of yourself

Whether you come down with the flu or you are too sore or stiff to work out, you can avoid this by preparing ahead of time.

Solution: Eat foods rich in zinc to fight off colds, take omegas and a multivitamin with vitamin C and drink tea. If you have stiff joints or feel sore after exercising, try Biocell Collagen instead of taking analgesics like acetaminophen, ibuprofen or Aspirin. Biocell Collagen has been clinically researched and shown to improve joint health.

Reason 6: You give up

In January, you are all excited about your resolutions, and by February you give up because you let other priorities creep in.

Solution: Keep yourself on track and use the power of positive reinforcement to keep going! If you need encouragement, follow my tweets at @lisareedfitness.

Reason 7: Wrong perspective

While you may have the best intentions with your resolution, you could be putting unnecessary pressure on yourself.

Solution: Quit dwelling on what you have not accomplished and focus on what you will accomplish instead. As author Elbert Hubbard said, “The greatest mistake you can make in life is to be continually fearing you will make one.”


So believe in yourself! Congratulate yourself for your progress and efforts toward your goal. Stop the all-or-nothing approach. There is a grey area and that is OK. Stop beating yourself up over a goal not met, or a day without exercise or the cupcake eaten for someone’s birthday.

Just like you offer kindness and praise to friends, speak to yourself the same way.

Lisa Reed is a certified personal trainer in the D.C. area and owner of Lisa Reed Fitness. Read more about Lisa at www.lisareedfitness.com. Follow @lisareedfitness and @WTOPLiving on Twitter.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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