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The Right Note: McAuliffe’s GreenTech Problem

By WTOP Staff

The Right Note is a weekly opinion column by published on Thursdays. The views and opinions expressed in the column are those of the author and do not necessarily reflect the views of ARLnow.com.

GOP county board candidate Mark KellyIn politics, when you are explaining, you are losing. This is a tried and true statement.

Terry McAuliffe, the Democrats’ nominee for governor, is trying to explain away his decision to locate a GreenTech Automotive plant, and the 1,500 manufacturing jobs that go with it, in Mississippi instead of Virginia.

McAuliffe initially tried to blame the GreenTech plant location decision on a lack of support from the Virginia Economic Development Partnership. After examining the email trail on the matter, PolitiFact rated McAuliffe’s claim as “false,” and the AP seems to agree. It appears that McAuliffe’s company never really tried that hard to put the plant here in Virginia.

While we cannot blame a company for locating its facilities in a state that makes the most sense for its bottom line, it is certainly fair game to ask why McAuliffe, and his well known gubernatorial ambitions, did not locate the plant and jobs here. McAuliffe has maintained an active political presence pointed to the 2013 campaign in Virginia since losing to Creigh Deeds in the 2009 Democratic primary.

Every governor wants, or should want, to create an environment where businesses develop and grow. Governor McDonnell has made it a point of emphasis for Virginia to rank high on the list of “best states to do business” each year. Both McAuliffe and the Republican nominee Ken Cuccinelli will likely make the economy a top issue in their campaigns.

GreenTech was the perfect business for McAuliffe to point to for his economic bonafides in a run for governor of Virginia. It appeals to Northern Virginia concerns about transportation and the environment. And, he could have certainly found a suitable location in Virginia with a manufacturing labor force ready to go.

So, it is hard to understand why he would not attempt to move heaven and earth to locate the GreenTech plant here in Virginia rather than outsourcing to Mississippi.

McAuliffe’s bigger problem with voters may not even be that he made a controversial business decision, but that he felt compelled to try and rewrite history about the decision. By attempting to spin his way out of the problem, he actually made the problem worse. Now, McAuliffe can probably look forward to hearing “he created hundreds of jobs in Mississippi instead of Virginia then lied about it” all the way through election day in November.

Mark Kelly is a former Arlington GOP Chairman and two-time Republican candidate for Arlington County Board.

Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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