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Advocates Continue Push For Purple Line, BRT Amid Gloomy News

 

Transit advocates are sustaining their push for a gas tax hike in Annapolis amid some discouraging recent news about two projects that could have big impacts in Bethesda.

Last week came word that the Maryland Department of Transportation might halt design funding for the Purple Line if no funding solution is achieved in this legislative session. Monday, the Washington Post reported a Montgomery County-commissioned study from the New-York based Institution for Transportation and Development Policy found only a Rockville Pike route would have enough riders to justify building a Bus Rapid Transit (BRT) system.

Barnaby Zall, chair of the nonprofit Friends of White Flint, wrote yesterday that the county should not be discouraged from building BRT on Rockville Pike. He also argued it’s hard to judge the demand for a BRT system, which would mean dedicated bus-only lanes that would allow buses to move past other traffic, until the option is offered.

“The fact that there’s not enough demand for BRT everywhere isn’t a good reason not to start somewhere,” Zall wrote.

Action Committee for Transit President Tina Slater, a member of the county’s Transit Task Force, said she thought the recommendations made by the Task Force on BRT were worthwhile.

“I will say that ITDP is an expert on BRT systems, but they are an expert on international BRT systems, like Bogota, where there are millions of riders,” Slater said. “It was going to be a network, like a web permeating through all parts of the county so you could go north-south, east-west. But then there’s always the fact that we don’t even have the funding to do it.”

At a meeting of ACT on Tuesday night in Silver Spring, Slater urged members, especially those who live outside Montgomery County, to push their state legislators to support raising the gas tax in order to pay for transportation projects such as the Purple Line.

The $2.4 billion, 16-mile light rail that would run from New Carrollton to Bethesda with stops in College Park, Silver Spring, Chevy Chase and other places lacks state funding that would merit matching federal funding already in the pipeline.

While ACT’s meeting on Tuesday included a presentation from Metro on its master plan and a discussion of Metro issues, the Purple Line was very much on the minds of advocates.

Montgomery County leaders have countered opposition by leaders elsewhere in the state who view projects such as the Purple Line as providing them little benefit.

“We keep pushing the idea of Montgomery County, Prince George’s and Baltimore city to a certain extent are the economic engines. If we have congestion, if we can’t move, if people aren’t coming here, if corporations are leaving here, the rest of the state is not going to get any of the money they’re getting now,” said Purple Line Now’s Barbara Sanders. “We don’t get back what we put into the system, generally. Income tax, everything else, we’re the engine that makes it go.”

Ajay Bhatt, president of the Friends of the Capital Crescent Trail, is against the Purple Line because a significant part of it would be built on the existing Capital Crescent Trail. Yesterday, Bhatt urged supporters to let legislators know there isn’t universal support for the light rail.

“The Purple Line will add to our traffic woes,” Bhatt wrote in a letter to state leaders. “It justifies more development in dense areas thereby creating more congestion. Governor Martin O’Malley recently recognized 14 existing Metro stations located in underdeveloped neighborhoods. The state would be prudent and efficient if it focused on developing areas already served by transit infrastructure.”

Images via the Maryland Transit Administration and the Montgomery County Planning Department

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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