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The Right Note: Board Watching

The Right Note is a weekly opinion column by published on Thursdays. The views and opinions expressed in the column are those of the author and do not necessarily reflect the views of ARLnow.com.

GOP county board candidate Mark KellyIf you like two hour debates on the placement of chairs for outdoor cafe seating, then get ready, because the Arlington County Board will conduct its first regular business meeting of the year this Saturday. While this month’s Board’s agenda itself may not produce big fireworks, there is one sub-plot that many of us will be watching.

Last January, Libby Garvey was not Chris Zimmerman’s choice to replace Barbara Favola on the Board. Melissa Bondi was. Now we may know why.

In December, Garvey rocked the boat by making public her concerns about the newly formed consulting arrangement between Zimmerman and AECOM East Canada. The company stands to benefit from work on the proposed Columbia Pike trolley.

When Garvey raised the issue in light of the vote to move forward under the Public-Private Transportation Act (PPTA), the other three Board Members quickly rallied to Zimmerman’s defense. However, they seemed more upset that Garvey aired the matter in public than the very real concern over any appearance of impropriety from the Zimmerman arrangement.

For his part, Zimmerman checked with the County Attorney who maintains there is no way for him to manipulate PPTA guidelines to benefit his new employer.

On its face, Zimmerman’s consulting contract is to only do work for the company in Canada, and none of us should begrudge our “part-time” Board Members having a day job. In fact, some rightly contend more Board Members with regular day jobs would bring much-needed perspective to the debate on Arlington issues. At the very least, people with day jobs might not carry on debates ‘til the wee hours of the morning.

That said, it is right for Garvey to question Zimmerman’s impartiality on issues that could impact his new employer. The arrangement, at the least, seems a little cozy and conveniently timed to the Board’s pressing forward on the trolley project. What should concern Arlingtonians is that only one Member of the Board appears to believe this contract should be subject to additional public scrutiny.

At the New Year’s Day meeting, Garvey continued the back and forth by using her time to call for a new community dialogue on the trolley. Zimmerman, the trolley’s chief backer for at least a decade, indicated that the decision had already been made and the Board would move forward.

Then last week, the new multi-partisan Arlingtonians for Sensible Transit launched. The group may give Arlingtonians a real platform to put pressure on the Board to revisit the issue in spite of Mr. Zimmerman’s pronouncement that the decision was final. (In the interest of full disclosure, while I was not asked to be an original member of this group, I am joining it.)

We can watch the meeting Saturday to see how the next scene in the Garvey-Zimmerman drama plays out. If nothing else, watch to learn a little more about how our local government works.

Mark Kelly is a former Arlington GOP Chairman and two-time Republican candidate for Arlington County Board.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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