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A personal story of inaugural pride as crews make final preparations

Megan Cloherty, wtop.com

WASHINGTON – While crews across the city work to get ready for the inauguration, long-time D.C. resident Eleanor Hill says even though it’s thought of on a large scale, the inauguration means a lot to her.

Hill built a career with the State Department and started volunteering at the White House 24 years ago.

“I thought I would just do it maybe for a while. I just got addicted to it and I love it,” she says clutching a white envelope to her chest.

Hill has just picked up her inaugural parade tickets at the Washington Convention Center and she couldn’t be more willing to share her excitement.

“Here they are! And I’m guarding them with my life, yes, yes,” Hill says.

Hill has brought her children to every inaugural parade since they were young.

“I’d take them down to every parade and we sat on the corners and we sat on the curbs. This is the first time, in all my life, I get to sit in the stands. I’m so thrilled,” Hill says.

She peruses the convention center gift shop full of inaugural pens, pins and other trinkets that sit in front of a row of patriotic T-shirts commemorating President Obama’s second term.

Meanwhile, it’s crunch time downstairs for crews preparing the physical space where President Barack Obama and the first lady will have their inaugural dance.

Crews worked at a frenzied pace on the Washington Convention Center floor Friday with only days to spare before the official inaugural balls begin. Hundreds of contractors put up lights and set up the three levels of stages while volunteers unwrapped thousands of plastic cups.

“It definitely takes a lot of planning. We certainly look at every single space and look at the logistics,” says Greg O’Dell, president of Events DC.

More than 40,000 guests will be joining the Obamas and Vice President Joe Biden and his wife for the inaugural balls. And it won’t just be attended by VIPs. Tickets were made available for $60 for some grassroots supporters of the democratic presidential campaign.

“It’s important to the president and vice president that average everyday Americans have an opportunity — just like they participated in their campaign and in his administration — to participate in this inaugural ball,” says President of the Presidential Inaugural Committee Steve Kerrigan.

Thousands of volunteers from the presidential inaugural committee and Events DC will help set up, work and break down the event, O’Dell says. While it’s a lot of work, he says it will all get done in time.

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(Copyright 2013 by WTOP. All Rights Reserved.)

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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