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Your Beermonger: Why I Don’t Have What You’re Looking For

By WTOP Staff

Editor’s Note: This sponsored column is written by Nick Anderson, beermonger at Arrowine (4508 Lee Highway)

As a retailer, the question I hear the most in my day-to-day conversations at work is “Do you have…?” Sometimes my answer is no. There are a few reasons why that would be the case, and I do try to explain why I don’t have something available. Not to toot my own horn, but I’ve always tried to be uniquely open with customers about some of the behind-the-scenes of our business; even within the world of retail the alcohol industry is weird and I believe educating consumers demystifies some of the vagaries that can confuse and frustrate buyers. So for those of you heading out to stock up on beer, here are some reasons I or any other retailer may not have the specific brew you’re looking for:

It’s out of stock: The most common reason and the simplest, except for the often overlooked factor of a distributor being out of stock. Virginia is a classic ‘three-tier’ state: I buy my beers from distributors who own the rights to brands in our state. In fact, every restaurant and retailer has to buy their beers (and wines) from the specific distributors who own the rights to them. Occasionally for any popular brand, demand outstrips supply and we all just have to wait for another truck to arrive from a brewery to their distributor. I promise I’m not trying to not have that beer you need for your party this weekend that I always have.

It’s not available here: The second most common reason I don’t have a requested beer. I often mention in this space beers that aren’t available in Virginia, but getting those beers here isn’t a matter of my simply asking for the brewery to send them. A brewery has to determine that they want to sell their wares here and then make a deal with a distributor in Virginia before I can even think about seeing it. This is one of the many ways the alcohol business is just odd — I can’t just get what I think will sell or what I think is interesting. I’m at the mercy of a whole separate industry that determines what I can/cannot purchase and stock. Weird, right? Again, though: I promise I’m not trying to not have your beer. Unless…

I just don’t carry it and don’t plan on stocking it: Yup, unless I just don’t want it. Even with the space that I’m blessed to have at Arrowine, there are a good dozen or so breweries whose stuff I can’t regularly carry because I just don’t have room. Beyond that, there are so many options within a couple miles of our shop in each direction that I don’t necessarily feel like overlapping what they run with. That isn’t to say your local shop can’t get that beer for you: if a customer gets a hold of me early enough in the week I can usually get whatever they want for the weekend, regardless of whether it’s something I regularly carry or not. I want to make you, as the customer, happy but if I feel that you’d be better or more quickly served by a nearby store who stocks something I don’t, I’ll let you know.

Happy hunting. Until next time.

Nick Anderson maintains a blog at www.beermonger.net, and can be found on Twitter at @The_Beermonger. Sign up for Arrowine’s money saving email offers and free wine and beer tastings at www.arrowine.com/mailing-list-signup.aspx. The views and opinions expressed in the column are those of the author and do not necessarily reflect the views of ARLnow.com.


Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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