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Tips for saving a wet cell phone

WASHINGTON – Dropping your cell phone in water, or, gasp, a toilet, doesn’t necessarily mean your phone is ruined. There are measures you can take, and here they are:

  • Don’t panic. Most phones can be saved.
  • Take the phone out of the water ASAP and don’t turn it on.
  • Immediately remove the battery.
  • If you can’t get to the phone in time, remove the battery from the phone while it’s still underwater. Most damage happens when the inside of the phone is wet and connected to a power source.
  • Remove the SIM card. Pat it dry and leave it aside until you try to reconnect the phone.
  • Once the battery is removed, you can find out if the phone is truly water damaged by checking the corner near where the battery is. There should be a white square or circle – with or without red lines. If this is pink, the phone has water damage.
  • Remove all peripherals and covers and open up any gaps or slots the phone may have.
  • Dry the phone using a towel or paper towel. Avoid dropping the phone, shaking it or moving it excessively. This can move water through the phone. Try not to clog a wet towel or paper towel into to the gaps and groves of the phone – just wipe gently.
  • Use a vacuum cleaner to try to suck water away from the phone. Hold the phone up to the vacuum for 20 minutes, moving it gently to suck water from all areas. This is the fastest method and can dry out your phone, getting it to work in 30 minutes. However, if you can, try to avoid turning on the phone and complete the steps.
  • Do not use a hair dryer, even on the cold mode. This will force moisture into the phone rather than draw it out. It may work temporarily, but can cause further damage that renders it useless later.
  • Leave the phone in a bowl of uncooked rice overnight. The rice will absorb any remaining moisture.
  • Move the phone onto a paper towel for four to six hours. After that, check and see if there is any moisture on the towel. If there is, repeat the vacuuming and rice bowl step.
  • After 24 hours or longer, reattach the battery and try turning on the phone.
  • If the phone does not work, try plugging it into the charger without the battery. If this works, you need a new battery.
  • If the phone still doesn’t work, take it to your dealer. Don’t try and hide the fact that it was wet, the dealer will know.

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    (Copyright 2012 by WTOP. All Rights Reserved.)

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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