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WTOP Beltway Poll: D.C. has region’s worst drivers

D.C., Maryland or Virginia? Which has the worst drivers and why? Post a comment in this story, comment on WTOP’s Facebook Page or use #WTOPTalkback or #WTOP on Twitter.

WASHINGTON – Nearly half of the region’s population believes D.C. drivers are the worst in the Washington area, and those who text or talk on a cellphone are the top pet peeve of commuters, according to a new WTOP Beltway Poll.

As for which area jurisdiction has the worst drivers, 49 percent say D.C., followed by 21 percent for Maryland and 20 percent for Virginia.

When asked which region has the best drivers, 38 percent give the nod to Virginia while 37 percent say Maryland.

Only 8 percent believe D.C. drivers should receive top billing.

The rivalry between Maryland and Virginia residents is clearly evident in the survey. When broken down, 69 percent of Virginia residents say the commonwealth has the top drivers, while 60 percent of Maryland residents say the Free State has the best drivers. Only 41 percent of D.C. residents say they should get credit for the best.

The poll, conducted by Heart+Mind Strategies, points to some interesting perceptions among commuters.

D.C. residents are much more likely to cite Virginia as the source of poor drivers than Maryland.

Among D.C. residents, 43 percent say Virginia has the worst drivers, compared to 14 percent for Maryland.

Among Virginia residents, 46 percent say D.C. drivers are the worst, while more than half of Maryland residents (53 percent) point to D.C.

Overall, only 3 percent say all drivers are fine. Nine percent say all are bad.

Far and away, the issue that bothers people most when driving is seeing other drivers texting and talking on a phone. Forty-seven percent cite it as the top nuisance on the road.

Drivers who are too slow in the passing lane and tailgaters tied for second at 11 percent.

Rounding out the top five pet peeves: Drivers who don’t use their turn signals (9 percent) and drivers who “block the box” at busy intersections (8 percent). A greater percentage of D.C. residents (18 percent) cited those who “block the box,” which is commonplace in the nation’s capital.

Overall, drivers who honk the moment a light turns green and drivers who speed each had 4 percent. Roads without left-turn lanes and drivers who go out of turn at a four-way stop each get 2 percent.

The poll has a margin of error of plus or minus 4.2 percent.

The D.C. metro phone survey was conducted among 550 adults age 18 and older, between May 11-18, 2012. This included representative samples of 200 people in Virginia, 250 in Maryland and 100 in the District.

Heart+Mind Strategies is a non-partisan market research consultancy based in Reston, Va.

WTOP’s Mitchell Miller contributed to this story. Follow Mitchell and WTOP on Twitter.

(Copyright 2012 by WTOP. All Rights Reserved.)

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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