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Volunteers to Distribute Roses for Memorial Day

By WTOP Staff

A group of volunteers is working to to bring floral beauty to graves at Arlington National Cemetery this Memorial Day.

This Monday, May 28, more than 100 volunteers from Memorial Day Flowers will hand out more than 50,000 roses at the cemetery. Visitors are given two roses, one to place on a grave, and one to take home in remembrance.

All of the flowers are donated by farmers throughout Ecuador. The idea was initiated by Ramiro Peñaherrera of Flowers for Kids. He’s part Ecuadorean and has family members buried at Arlington National Cemetery. Being that Ecuador is one of the largest rose producers in the world, he set out to get farmers there to donate roses for the cause.

“Hopefully in the future we will cover every grave site in Arlington, which I think is about 250,000,” said Nicholas Richwine, who does marketing for Memorial Day Flowers.

In addition to the roses, more than 1,000 bouquets from California will be given to American Gold Star Mothers, Inc., an organization of mothers who lost sons or daughters who were serving their country. Once volunteers place the bouquets on the individual graves, a photo is sent to each mother.

This year, the flower program expanded to other areas of the country, although Arlington is still considered the cornerstone location. More than 90 florists in 26 states have asked to participate in the commemorative program. They receive 400 roses to distribute, along with information about the program, at their local cemeteries or Memorial Day events.

Volunteers will hand out roses at Arlington National Cemetery from 8:00 a.m. until 2:00 p.m. on Monday. The two main stations are in front of the visitors center and in section 60, which is the burial ground for those killed in Iraq and Afghanistan.

Richwine adds that although the rose stations will be obvious, visitors will not see banners or other sources identifying Memorial Day Flowers. He said the goal of being at the ceremony is not to draw attention to the organization itself.

“These roses have been donated just to remember those who have fallen,” said Richwine.

Anyone interested in donating or volunteering should contact Memorial Day Flowers through its website.


Don’t Settle for Student Loans to Pay for Online Education

By WTOP Staff
Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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