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Your Beermonger: The Darker Side of Lager

Editor’s Note: This sponsored column is written by Nick Anderson, beermonger at Arrowine (4508 Lee Highway).

Last week we looked at the most common forms of traditional German Lager found today. This week we’re going to run through some of the maltier and stronger styles of Lager out there, and look at examples of each that shouldn’t be too difficult to come by.

The irony is that Dark Lagers were the standard before the lighter Munich and Helles styles came to the fore. Today, many consumers tend to shy away from darker beers as they perceive ‘darker’ as being ‘overwhelmingly strong’ or ‘too flavorful’ (I can’t tell you how many times I’ve heard this over the years; it still baffles me) but that isn’t necessarily the case. A great Dark Lager can give you all the smoothness and refreshment of a lighter one but with just a little added complexity, and often they make for great food pairings as well. Here’s a quick rundown to help you navigate the often baffling world of German beer labels:

Schwarzbier: Literally, “black beer.” Perhaps the single style of all of these that merits the most consideration by the American audience. Schwarzbiers get some intensely dark color from their malts, but tend not to overdo it with the roasty notes associated with malty beers. Monschof and Kostritzer are the two Germans to look for, but my go-to is Session Black Lager by Oregon’s Full Sail brewery.

Doppelbock: Bocks are stronger style Lagers (which we’ll be exploring further next week) and Doppel= “double.” Doppelbocks are the style of Dark Lager you’ll encounter the most here in the States, and while by definition they are stronger they are by no means all bruisers. The malt in Doppelbock tends to be a bit roastier and more chocolaty but the best examples find balance. Ayinger Celebrator is world-class, as are Weihenstephaner Korbinian, Augustinerbrau Maximator, and EKU 28. Bell’s makes Consecrator once per year and I think it’s about the best in the U.S. along with Troeg’s Troegenator and Smuttynose S’muttenator.

Rauchbier: Particular to Bamberg, Rauchbier (“smoke beer”) is an old favorite of mine but admittedly not for everyone. Rauchbier is made with malts dried over open beech wood flame, which imparts dramatic smokiness to the final product. Schlenkerla is pretty much the lone German option in Rauchbier; look for their Urbock and Marzen smoked Lagers (the Urbock is my choice, though their Weizen Rauchbier is a treat and maybe the most surprising food pairing beer I’ve ever had). Breweries in America have caught on to Rauchbier, with Sam Adams alone releasing two different versions in the past year alone (Bonfire and Cinder Bock). Also keep an eye out for Flying Dog’s Dog Schwarz.

Start experimenting with darker beers, especially as we get into the summer BBQ season. I’ve found that the malts in Dark Lager play exceptionally well with almost anything off the grill, and have the added benefit of being really nice to use in cooking too. Next week: seasonal and strong German Lager. Until next time.

Cheers!

Nick Anderson maintains a blog at www.beermonger.net, and can be found on Twitter at @The_Beermonger. Sign up for Arrowine’s money saving email offers and free wine and beer tastings at www.arrowine.com/mailing-list-signup.aspxThe views and opinions expressed in the column are those of the author and do not necessarily reflect the views of ARLnow.com.


Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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