As you get ready to retire , reducing your living expenses may be on the top of your list. Downsizing to a smaller home, closer to mass transit can do that. But downsizing can also be fun. Take a look around the house. You have too much stuff. Decide what you want to take with you, what you can give to the kids, and what you might want to sell like– the lawn mower. Then, when looking for a smaller home don’t forget to look for a guest room for your grown kids and grandchildren.