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Soldier killed in Afghanistan would give ‘shirt off his back’

Another Frederick County resident is among the fallen troops in the nation’s war on terror with the death of a U.S. soldier from Woodsboro.

Army Spc. Ronald H. Wildrick Jr., 30, died Sunday in the Kunar province of Afghanistan when his unit was attacked by insurgents with an improvised explosive device. Another soldier, Sgt. Christopher L. Muniz, 24, of New Cuyama, Calif., also died in the attack.

Wildrick is the 21st service member in the 6th Congressional District, in and around Frederick County, to die in Iraq or Afghanistan since the 9/11 terror attacks a decade ago.

Wildrick’s body remained at Dover Air Force Base in Delaware on Friday awaiting transport to Frederick County.

Funeral arrangements were pending Friday night at Hartzler Funeral Home in Woodsboro. The scheduling of funeral services will depend on when the Army releases Wildrick’s body, which family members said could be over the next few days.

Wildrick will be buried with honors at Arlington National Cemetery.

Wildrick, who grew up in Newton, N.J., came to Woodsboro to live with sister Christie Berkey a few years ago.

Berkey said Friday from her home that her brother was dedicated to serving the nation as part of the armed forces. She said he was particularly proud of the two years he spent in the Army’s elite Continental Color Guard, which is the official escort of the president and participates in military ceremonies across the nation.

“He didn’t want to leave,” Berkey said. “It is such an honor.”

After leaving the unit, which has a time limit on service, Wildrick re-enlisted in the infantry. He deployed to Afghanistan in September after a short stay in Hawaii.

Ian McDonald, Wildrick’s stepfather, frequently corresponded electronically with Wildrick from his home in Australia. Wildrick said his unit helped train Afghan soldiers and police to fight insurgents.

Wildrick told family members of the challenges he faced as part of his duties. He watched a wounded comrade die in his arms, and he was badly shaken by an IED attack on his unit just a week before his death.

“He couldn’t sleep longer than three or four hours because the insurgents would be firing at them again and again,” McDonald said.

Berkey said her brother never expressed regrets and believed deeply in what he was doing. She said he never saw his duty as anything heroic.

“He said it isn’t something you enjoy being a part of because you’re watching them struggle so much trying to learn how to take care of themselves, but he felt proud to be able to do it,” Berkey said.

“He said ‘this is something I need to do.’ It made me so proud.”

Berkey said her brother will be remembered for his sense of humor and dedication to his friends and family, including daughters Leah, 3, and Kaylee, 5, as well as her children. She said one of the hardest things for Wildrick was spending holidays away from loved ones.

“He’d give you the shirt off his back, anything you needed,” she said. “You could call him, and in a heartbeat he’d be there for you.”

Many close family members knew Wildrick as “Uncle Ronnie.” They said he had an infectious personality that immediately drew others to him and made him friends wherever he went. In one instance, they said a quick trip from a hotel room to find a corkscrew ended up taking an hour and resulted in Wildrick being invited to the wedding of a complete stranger and out to dinner with another.

“It wasn’t the sort of a case where he needed to make friends,” McDonald said. “It was kind of like other people found him to be such an interesting character that they became friends with him.”

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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