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Your Wine Guy: Gifts for the Wine Lover

Editor’s Note: This sponsored column is written by Doug Rosen, owner of long-time Arlington wine store Arrowine (4508 Lee Highway).

When searching for the perfect gift for the wine lover, we should really start at the most obvious: a truly special bottle of wine. If your recipient likes wines of a particular variety, like California cabernet, you might look for a special bottle from a hard-to-find producer. Or ask your wine merchant to help you select a wine from a different place or made from a different grape that has a similar flavor profile to your recipient’s favorite.

Perhaps you can find an older bottle that has been properly cared for and squirreled away. Fine wine merchants often hold some stocks of highly rated selections and offer them for sale at the peak of drinkability, giving a client an opportunity to experience what a well-aged, well cared for wine tastes like. The bottles’ bouquet, palate feel and complexity can only develop over time and no amount of decanting can yield the same results.

Port makes a great gift as there are so many delicious options and in most cases, the consumer can enjoy a well-aged wine immediately.

You can’t go wrong with an aged Tawny Port. It’s hard to beat a glass of Port on a cold evening in front of a fire. The most popular Tawny Ports are 10-year-old and 20-year-old, but you can also find 30 and 40-year-old examples. The number of years designated on the bottle represents the average age of the blend from several vats of various years. Tawny Ports are aged in large wood vats and as they age they slowly oxidize and mellow, losing color and sweetness while gaining nuttiness. Since they are aged in wood for extended periods of time, they don’t need decanting and can be enjoyed to the last drop. Another beauty of Tawny Port is once open they can be enjoyed for months — just keep them in the refrigerator.

Ports represent great value, given that the grower has held the wine in his cellar and aged it for you. Tawny’s are best served cool, which helps moderate the higher alcohol level. They are a gift that keeps on giving.

Vintage Ports are the King of Port Wines. They represent the best wines that a producer can make, encompassing only about two percent of the producer’s total production. They are produced on average only three times in a decade. Vintage Ports are made from the grapes of the finest parcels of land, from usually the oldest vines, the finest farms, and from a single harvest. To this day many houses still tread the grapes under foot in shallow concrete vats. Law dictates they must be bottled unfiltered after only two years in barrel. They are then offered for sale, letting the consumer age them in his cellar. They often need 30 to 40 years to reach their full potential. A good fine wine shop will stock Vintage Ports dating back to the seventies and offer mature wines for sale.

Vintage Ports are truly a grand experience, requiring some forethought as the bottle must stand upright for several days to let the sediment slowly drift to the bottom. Even with three days in an upright position, you will want to decant the wine using a funnel and screen (widely available), rinse out the original bottle to remove the remaining sediment, and then return the decanted wine to the original bottle. After that, you are ready to serve it. Unlike Tawny Ports, Vintage Ports are best consumed within a day or so after opening.

Enjoying vintage port may seem like a lot of work, but I promise you it’s well worth it. Match this grandest of wines with Colston Bassett Stilton, slices of pear, and nuts and you are in for one of the most revered wine and food pairings in the world.

Try it you’ll love it!

Email any comments or questions to drosen@arrowine.com. Follow Doug on Twitter (@ArrowineInc) or like the store on Facebook. Sign up for Arrowine’s money saving email offers and free wine and beer tastings at www.arrowine.com/mailing-list-signup.aspx.


Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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