Skip to main content

Study: ‘The very definition of family is changing’

Alicia Lozano, wtop.com

WASHINGTON — Wedding bells are ringing for fewer people these days as marriage rates hit a record low. Barely half of adults in the U.S. have tied the knot.

Just 51 percent of people over the age of 18 are married today, according to a new Pew Research Center study. That compares to 72 percent in 1960.

“This marks a continuation of a long term trend,” says Paul Taylor, executive vice president of the Pew Research Center.

“If this trend continues, we are approaching a turning point where fewer than half of all adults in this country will be married.”

The median age for brides and grooms also is up — 26.5 years old for women and 28.7 for men. And, the number of new marriages declined by 5 percent from 2009 to 2010.

All age groups are affected by the decline, but the biggest numbers are among young adults. Just 20 percent of people 18 to 29 are married, compared to 59 percent in 1960.

The causes for the trend are hard to pinpoint. One theory is that high divorce rates in the 1970s and 1980s have directly contributed to an entire generation of young adults who distrust the very institution of marriage.

Therapist and relationship coach Nina Atwood sees this as the inevitable effects of the divorce generation.

“We’re coming out of a long period of a lot of divorce. We have a whole generation of 20-somethings or 30-somethings whose parents were divorced … and I think people are finding that marriage is more challenging in today’s world than it has ever been before,” she says.

But Taylor offers a different possibility: The economy.

Unemployment rates for people in their 20s are at an all-time high. Many young people are forced to live with their parents even after college because of poor job prospects and low salaries.

“It has been difficult for young adults economically to get started in life. There is a feeling of ‘We’re not ready to get married. I don’t have the financial security. I can’t be a provider,'” Taylor says.

Whatever the reason, education, careers and a cautious outlook all contribute to Americans feeling less pressure to marry at an early age, Atwood says.

Young Americans are “hesitating, putting it off a little longer and trying to get married at an older age,” Atwood says. “People are reluctant and afraid about what could happen and what could go wrong.”

But this isn’t necessarily a bad thing. Waiting longer also means knowing yourself better.

“The ability to look further down the road, being able to see ahead strategically, doesn’t really come into place until you’re in your mid-20s,” Atwood says.

“If you’re in your late 20s, you’re more likely to date with the future in mind as opposed to dating with right now in mind.”

Attitudes also are changing. Nearly four in 10 Americans say marriage is becoming obsolete, according to a 2010 Pew Research survey. But that same survey also found 60 percent of people who have never been married plan to do so one day. It’s just a matter of timing.

“Most people want a lifelong relationship with a special person — there is a tremendous amount of security and stability in having that,” Atwood says. “The only reason people are [waiting] is because they’re fearful of getting a negative outcome.”

The rising trend in is consistent with other relationship shifts. Among young adults, the “stayover” relationship is often taking the place of or delaying marriage. Some couples prefer keeping a separate house or apartment and sleeping over at their significant other’s place most of the time.

These findings mirror the Pew research from last year. While 40 percent of Americans think marriage is becoming obsolete, 34 percent think that the changing definition of family is a good thing. The image of a father, mother and 2.5 children as the nucleus seems to be a thing of the past.

“Are we looking at a phenomena that’s driven by delay in marriage or are we looking at a phenomena where there will be an abandonment of marriage?” asks Taylor. “Frankly, we don’t know the answer to that story yet.”

But one thing is clear, according to Taylor:

“The very definition of family is changing.”

Follow Alicia Lozano and WTOP on Twitter.

(Copyright 2011 by WTOP. All Rights Reserved.)

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story