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Mike’s Take: An honest way to make a living?

I don’t have solid numbers to back this up, but my guess would be that guys are more likely to tell tall tales to women than women tell to men. And I would go further and say the lies-designed-to-dazzle are useless because the things men think are sex-lures are not.

To flesh this out, I interviewed half a dozen women and a couple of men to see what lines they had heard or what lines they had used that — when they later thought about it — were really pretty stupid. As well as being untrue.

For example, one worker said at the start of the courtship, her future husband told her he was an excellent dancer and his specialty was the Salsa. It just so happens, dancing was one of her favorite things to do, and the Salsa was her favorite. To make a long story short, the only Salsa he did came in a bowl in a Mexican restaurant.

Some of the women said they had been told the guy had played quarterback either in college or as a pro, even though when confronted with a real football, they threw it underhand. Besides, the women said, that doesn’t really impress them even if it is true.

In the D.C. area, your job does matter.

A lot.

So a guy who says he is a key policy advisor to a famous senator may, in fact, work in a sandwich shop on Capitol Hill.

One lady, a real music lover, said it is a “turn on” when the guy says he plays in a band or was once a professional. The letdown comes when he whips out a harmonica, or confuses a sax with a tuba.

Then there is the man who claims he has a $250,000 custom-made sports car. Yet he shows up date after date in a Chevy Cobalt with crushed Triscuits on the floor. It’s probably a loaner from the dealer while his other ride is being detailed — in Switzerland. Sometimes the loaner car has an infant seat in the back. This usually triggers alarm bells.

A friend who is big into computer dating says in his experience, women fib about their weight and age … as in 40+ equals age 77. Men, he says, will post a picture of themselves that is 20 years out-of-date. He hangs out at a “first date” Starbucks in Alexandria, and he said he has seen more than one surprised/disappointed couple meet. In one case, he said they attempted to hug, but the former Olympic athlete couldn’t get his skinny arms around an alleged size 6.

I would love to pursue this and get more data, but I’ve been called to the White House. I may be away for some time. Please don’t ask the nature of my mission. I’d have to lie to you for reasons of national security.


Mike has spent the majority of his life inside the Beltway and has an interesting and humorous perspective that he will share every Wednesday. Mike has spent his career covering the federal government for the Washington Post and now for Federal News Radio.

Mike also writes a daily column for Federal News Radio.

(Copyright 2011 by WTOP. All Rights Reserved.)

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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