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Middletown curfew to take effect Dec. 18

MIDDLETOWN — Business owners view Middletown’s new curfew ordinance as a necessary tool to keep young troublemakers in check after hours.

Unanimously approved Monday by the town commissioners, the new law takes effect Dec. 18. Drafted to counter late-night vehicle and home break-ins believed to be the work of teenagers, the youth curfew ordinance is intended to keep people younger than 18 off the streets between 12:01 a.m. and 5 a.m.

“We need a curfew. It keeps hoodlums off the streets,” said Valerie Mascaro, a Middletown mother and hairstylist at Elisa’s Salon & Day Spa.

“I like the law,” said J.P. Patel, owner of the BP gas station in Middletown.

Patel echoed several other business owners, saying not much good can be expected from teenagers who are out after midnight.

“There are many good kids in Middletown, but a few (bad kids) tend to influence the good ones,” Patel said. “They can harass a neighborhood they don’t like. This law will cut down on bad activity.”

If the law is effective, Subway manager Peter Smith said he is all for it. Teenagers hang out at the shop, but with a 10 p.m. closing time, Smith said he is not worried.

“I wasn’t up to any good when I was under 18 and out after midnight, so the law is good,” said Mary Burns, a waitress at The Main Cup restaurant. “My mom always said nothing good happens after midnight, especially around here.”

Wendi Dorr likes the law, but the owner of James Gang Pizzeria is concerned the curfew will not target the troublemakers.

“I think the kids who are causing the problems are 18 and will not be affected by the law,” Dorr said. “I don’t think it will affect the actual crime they’re trying to prevent.”

Town Administrator Drew Bowen said the new ordinance provides sheriff’s deputies with another tool to help keep people and property safe. It will not be the only tool they need, he said.

“If it’s 2 a.m. and there’s a group of juveniles on the street, they can question them,” Bowen said. “We’ve found that not a whole lot of good things happen after midnight.”

The new law will require no extra work or hours from the deputies, Bowen said, adding that the deputies enforce other town ordinances. For example, they issue citations for parking and skateboarding violations.

The new law has seven exceptions, including when a youth is accompanied by a parent and when a youth is attending or returning home by a direct route without any detour or stop from a town event, school activity or any activity with a religious or civic organization, or a place of public entertainment, such as a movie, play or sporting event.

Other exceptions include when the youth is engaged in a legal employment or is returning from or going to work by a direct route; when a youth is on the property where he or she lives or on the sidewalk abutting his or her residence; and when the youth is exercising First Amendment rights protected by the U.S. Constitution, including the rights of freedom of speech, assembly and the exercise of religion, and in case of emergency.

Violators of the curfew will be guilty of a municipal infraction; their parents will be subject to fines in accordance with the town’s code.

Dorr said the ordinance makes it easier to keep her own child in because she can say, “It’s not me, it’s the law.”

Dorr said that teens hang out at her pizza shop, but they are not troublemakers.

“We’re lucky,” she said.

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. 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But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. 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If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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