Skip to main content

Mike’s Take: Not quite ready for the Revolution

But like every family, we have a couple of dirty, dark secrets. Until last week, there was one. Now we have two.

The first happened years ago, in the 1990s. Many have forgotten it, or through therapy had either learned to blot it out or live with the doubt and guilt. Now it’s back.

What happened is that in the 1996 presidential election, three people in our neighborhood voted for Ross Perot.

These people were — maybe still are — our neighbors. Yet we don’t know who they are or why they did it. But they did it. I’m clear because I moved there after the election. But somebody (in fact, three somebodies) voted for the independent millionaire.

In the intervening years, most of us have come out of it. We’ve shaken our collective guilt. We realize it is a free country, and that people can vote as they please. Still, these are our neighbors. They walk among us.

No one knows for sure, but some suspect three elderly male cousins. They live together and mutter a lot. One of them always carries a rake. None of them belong to the co-op. I’m not making any judgments here, just stating facts.

The point is we had regained our balance, until a new threat appeared.

We now face another crisis of collective conscience. Only this time, I too am under suspicion.

What happened is this: A group of us were standing in the street trying to untangle our dogs’ leashes after they had done the obligatory ID check. As we were sorting Wheatens from Terriers, a large American car (always suspicious) came down the street. It was driven by a white male, about 40.

He saw us, slowed and waved from inside the car. We all waved back and smiled. Obviously he knew some or one of us, so he deserved a collective hail-fellow-well-met response. As I said, we are family. Then, as he drove by, we got the shock of our lives.

On his car (Did I mention it was an American car?), he had a bumper sticker which said: RON PAUL.

There was a collective gasp. One person fainted. The dogs, sensing there was trouble, all stopped in mid-sniff. Then the car was gone.

Where did it come from? Where did it go? Will he be back? Who does he know in the neighborhood?

Is it safe?

Word, of course, has spread. The gang at the market talked of nothing else for days. One of our senior members says he saw the Ron Paul-mobile a few days later. Maybe. But he also claims that in 1974 and again two years ago, he was beamed up to a flying saucer and probed by aliens before they released him. He has since started a fledgling amnesty-for-undocumented Venusians program. It has yet to catch on.

But what if it really happened? Not the saucer probing thing (actually, he says it was more of a cigar-shaped vehicle but calls it a “saucer” because that’s what people are more comfortable with), but rather the second Ron Paul bumper sticker car sighting. Could he be back?

We can only wait. And for those of that persuasion, pray.

The problem is that suspicion is starting to cause tension in the neighborhood. Many are convinced that somebody we know and trust either knows him or is related to him. Would somebody like that just drive through a neighborhood and wave at people he didn’t know?

Meantime, although we abhor violence, some are suggesting it is time to circle our electric cars and be prepared to make a fight of it.


Mike has spent the majority of his life inside the Beltway and has an interesting and humorous perspective that he will share every Wednesday. Mike has spent his career covering the federal government for the Washington Post and now for Federal News Radio.

Mike also writes a daily column for Federal News Radio.

(Copyright 2011 by WTOP. All Rights Reserved)

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
Read Next Story