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New biography shows genius, ‘gift,’ weakness of Steve Jobs

WASHINGTON — A new biography on the late Steve Jobs provides unprecedented access into the mind of one of the computer age’s most brilliant and unconventional thinkers.

Steve Jobs,” by journalist and Aspen Institute CEO Walter Isaacson, paints a picture of the man who became one of the leading minds in computer technology by his mid-20s. Through a story that traces Jobs’ birth through death, Isaacson hopes the reader gets a sense of the importance Jobs placed on combining artistry with technology, and imagination with engineering.

“Steve Jobs’ great strength was bringing together the ideas and intellect of truly great, talented people,” Isaacson told WTOP afternoon anchor Shawn Anderson, “and getting them to create products they’d never dreamed of.”

He wasn’t a team player, Isaacson said, but he was able to create very strong teams, and inspire the best ideas and sense of loyalty in them. The author credits this not only to Jobs’ brilliance, but also to his sense of honesty.

The ability to tell a colleague precisely what he thought was the “price of admission” for sitting with him in a brainstorming session.

Jobs’ uniqueness traces back to his childhood, Isaacson says, when he realized through discussions with his father that Jobs was smarter than him. His parents fostered the idea that young Jobs was special, and he used this sense of self-entitlement to succeed.

That “gift” let him “play by his own set of rules, to think of himself as chosen to do special things,” Isaacson says.

But Jobs can’t take credit for all of his successes. Isaacson points to the crucial partnerships he formed throughout his life as essential to his personal success, as well as to that of Apple: development partner Steve Wozniak possessed an unparalleled engineering mind, starkly contrasted against Jobs’ marketing instincts. A lifelong competition against Microsoft founder Bill Gates spurred the creation of many important technological developments. And the support from his marriage (which Isaacson calls a “perfect partnership”) and other members of his family proved essential to Jobs through his death.

“Even though he was not always a focused father…he ends up with a very loyal, loving family and a great marriage,” says Isaacson.

Jobs always had a strong sense of his own mortality, the author says, specifically referencing the address Jobs gave to a Stanford graduating class after surgeries for his cancer. “He spoke at Stanford to say how liberating it is to know that you’re going to die.”

Family and work became the two most important things for Jobs, who was never interested in other worldly excesses.

Jobs spent the remainder of his life continually striving to create better products. That overarching sense of integration — from development to hardware to software to product packaging — is also what inspired Jobs to grant Isaacson the in-depth access to write his book.

“(Jobs said), ‘I want it to be honest. I don’t want it to be an in-house book,'” said Isaacson.

Listen to the full interview at right.

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(Copyright 2011 by WTOP. All Rights Reserved.)

Don’t Settle for Student Loans to Pay for Online Education

Online college programs are becoming a more popular choice for prospective students, with one study finding that more than 6 million students enrolled in at least one online course in fall 2015. The popularity of these courses can be attributed in part to their flexibility with working adults' schedules, students' ability to progress more quickly through online programs and, oftentimes, cheaper tuition. [See 10 low-cost online bachelor's programs for out-of-state students.]Online degrees can be beneficial to many college students, but some studies have shown online learners complete their programs at lower rates than students at traditional brick-and-mortar campuses. Individuals with student loans but no degree comprise two-thirds of defaulted borrowers. Though these numbers are not encouraging, just like for traditional programs, there are ways to reduce how much you'll need to borrow for an online program to ensure you won't become one of these statistics. Don't just settle on borrowing student loans to cover the whole cost of your program and living expenses. Instead, start thinking about how to cut costs and cover your balance in different ways, such as the following. -- Grants and scholarships: Even though you are taking an online course, you can still apply and receive grants and scholarships. But your first step should be to complete the Free Application for Federal Student Aid, commonly referred to as the FAFSA, which will allow you to receive a Pell Grant if your expected family contribution is low enough. The EFC criteria and award amounts are adjusted annually, but the 2017-2018 academic year awards range from $606 to $5,920, which could significantly lower the amount you borrow annually. Your next step is to apply for scholarships. You can start by checking online scholarship search engines, such as the Salt Scholarship Search, College Board's BigFuture and Peterson's. But don't forget to take advantage of local organizations and your school's financial aid office. Both may offer scholarships that you can't find with a national scholarship search. [Review these 10 sites to kick off your scholarship search.]For instance, organizations like the Elks Club, Knights of Columbus or the Rotary Club typically offer scholarships annually to local students. Just because you're going to school online doesn't mean you're ineligible. Visit your local library for scholarship listings, and ask around town. You might be surprised how many local organizations offer scholarships. While these scholarships typically aren't large, every little bit counts. Each dollar you receive in a scholarship is a dollar you don't have to borrow and pay interest on. -- Work-study: Another option for online students may be work-study awards. Not all students enrolled in online programs are eligible, but students at some schools -- including, for example, SUNY Empire State College and Liberty University -- are. Work-study awards are not given upfront like scholarships and grants. In most cases, they are an offer to earn up to the awarded amount if you secure an eligible work-study job. While there is a misconception that all work-study jobs must be on campus, students can work for off-campus, nonprofit or public employers as long as the work is in the public's interest. You may be able to work for a for-profit employer if the job is relevant to your course of study. No matter who the outside employer is, it will need to have an established agreement with your college for you to receive work-study funds. Remember, to be eligible for federal financial aid, you must be enrolled and pursuing a degree or certificate. If you're not working toward a credential, Pell Grants and work-study won't be option, but you may still be able to take advantage of private scholarships -- just be sure to read the eligibility criteria carefully. [Explore what to know about financial aid in online programs.]-- Pay as you go: One of the great benefits to enrolling online is the flexible schedule, which can allow you to complete your college coursework around your responsibilities. But prospective students often overlook using their part- or full-time job earnings as an option for paying for college. Almost 80 percent of college students in 2015 worked at least part time while attending classes, according to the National Center for Education Statistics. By budgeting and thinking strategically about your college costs, you can likely reduce your dependence on student loans by paying a portion out of pocket. Many -- but not all -- online programs are less expensive than traditional programs and often have shorter payment periods. Six, eight or 10 weeks are common course durations. Because of the frequency of payments in an online setting, you may be well-placed to pay as you go and possibly avoid borrowing altogether. Attending college online and avoiding student loans may be challenging, but if you are willing to put in the effort, you can limit the amount you need to borrow. More from U.S. News Q&A: Understanding Student Loan Discharge Eligibility Student Loan Refinancing Isn't Right for All Borrowers
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